topic TU score jumped 150 points today? in Understanding FICO® Scoring

TU score jumped 150 points today?

Anonymous — Tue, 05 Jul 2016 05:35:10 GMT

Is this possible or a mistake?

http://imgur.com/OClgTzG

Re: TU score jumped 150 points today?

Anonymous — Tue, 05 Jul 2016 05:36:28 GMT

I should add, the only collection on my account was removed today.

Re: TU score jumped 150 points today?

Anonymous — Tue, 05 Jul 2016 05:49:30 GMT

That's awesome!!!! Super congrats!!! That is a big jump! Surely looks like fico to me.

Re: TU score jumped 150 points today?

Anonymous — Tue, 05 Jul 2016 05:50:32 GMT

It is fico. So this is possible and not just some bug?

Re: TU score jumped 150 points today?

Anonymous — Tue, 05 Jul 2016 06:03:34 GMT

I have never seen a bug like that before. Only the TU inq's on Creditkarma disappearing. Was this a serious baddie? Paid or not and for a good amount? It could happen. I've seen some on here get big spikes like that and then some wind up with a lower fico when something is removed. If it's still there tomorrow, I would say it's for real.

Re: TU score jumped 150 points today?

srloring13 — Tue, 05 Jul 2016 06:10:10 GMT

Congrats!!!

Re: TU score jumped 150 points today?

Anonymous — Tue, 05 Jul 2016 06:20:32 GMT

@Anonymous wrote:
I should add, the only collection on my account was removed today.

Amuses me that the collection was worth 150 points. I have my doubts.

Re: TU score jumped 150 points today?

Revelate — Tue, 05 Jul 2016 07:36:48 GMT

@Anonymous wrote:
@Anonymous wrote:
I should add, the only collection on my account was removed today.
Amuses me that the collection was worth 150 points. I have my doubts.

I have some too but if it was a recentish collection and a newish file (call it 2 years old on the positive history and maybe even less than that for the collection) I could possibly see it. That's way to the right on the bell curve for how much a collection's falling off is worth though so it does sound like something of an outlier.

Anyway getting the last negative off is a great thing anyway, congrats OP!

Re: TU score jumped 150 points today?

RonM21 — Tue, 05 Jul 2016 09:31:28 GMT

I'm glad to see your last negative disappear. I'll admit it does seem a bit unusual though for that high of a jump. Was this negative reporting on all 3 bureaus?

Re: TU score jumped 150 points today?

Anonymous — Tue, 05 Jul 2016 09:35:20 GMT

Congratulations! When the last negative fell off my Experian fils a year ago, FICO 8 score jumped 89 points, so it is possible!

Re: TU score jumped 150 points today?

Anonymous — Tue, 05 Jul 2016 14:09:41 GMT

See my thread "FAKO down FICO up". I think there are some serious bugs at TU right now. Read my thread. I went up 149 (or so) points in the last 3 days. The only change over the course of my post, in addition to the change that caused the FAKO drop, is that my last delinquency aged from 23 months to the magical 2 years on 7/1.

Re: TU score jumped 150 points today?

ddemari — Thu, 07 Jul 2016 00:44:11 GMT

wow! thats awesome!! when my last collection dropped off TU i gained about 50 points. that is incredible!

Re: TU score jumped 150 points today?

CJ7 — Thu, 07 Jul 2016 05:13:11 GMT

Congrats! My EX jumped 100 points when my last baddie (chargeoff) vanished.