https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/My-Score-Didn-t-Change/m-p/4774985#M115114 <P>Hello credit savvy people.&nbsp;I will try to make this a quick one.</P><P>&nbsp;</P><P>I got a new CAP1 QS1 at the end of August, credit score increased on all three reports as soon as the new account reported&nbsp;in September. At the end of September/Beginning of October, I apped for the Discover It and NFCU Cash Rewards. Both of those new accounts&nbsp;reported to Experian and CreditCheckTotal (only Experian) within the past three&nbsp;days. The NFCU had $0 balance. The Discover it had a balance of $37. Both balances reported, as well as the credit limits on each. Note: TU and EQ have not updated with either of the new accounts&nbsp;yet.&nbsp;</P><P>&nbsp;</P><P>So here is my question--once the new accounts reported, along with balances and credit limits, shouldn't my score have changed also? Or will it take more time to reflect a change in my Experian score for the two new accounts?</P><P>&nbsp;</P><P>Honestly, I expected to see a decrease in my score for two new accounts reporting so close together. I will be very happy if this is not the case.&nbsp;</P><P>&nbsp;</P><P>&nbsp;</P> Fri, 21 Oct 2016 13:41:39 GMT Anonymous 2016-10-21T13:41:39Z https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/My-Score-Didn-t-Change/m-p/4774985#M115114 <P>Hello credit savvy people.&nbsp;I will try to make this a quick one.</P><P>&nbsp;</P><P>I got a new CAP1 QS1 at the end of August, credit score increased on all three reports as soon as the new account reported&nbsp;in September. At the end of September/Beginning of October, I apped for the Discover It and NFCU Cash Rewards. Both of those new accounts&nbsp;reported to Experian and CreditCheckTotal (only Experian) within the past three&nbsp;days. The NFCU had $0 balance. The Discover it had a balance of $37. Both balances reported, as well as the credit limits on each. Note: TU and EQ have not updated with either of the new accounts&nbsp;yet.&nbsp;</P><P>&nbsp;</P><P>So here is my question--once the new accounts reported, along with balances and credit limits, shouldn't my score have changed also? Or will it take more time to reflect a change in my Experian score for the two new accounts?</P><P>&nbsp;</P><P>Honestly, I expected to see a decrease in my score for two new accounts reporting so close together. I will be very happy if this is not the case.&nbsp;</P><P>&nbsp;</P><P>&nbsp;</P> Fri, 21 Oct 2016 13:41:39 GMT https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/My-Score-Didn-t-Change/m-p/4774985#M115114 Anonymous 2016-10-21T13:41:39Z