AU cross bureau reporting

Anonymous — Mon, 12 Dec 2016 16:25:15 GMT

If I am an authorized user on a Barclays card, our classic TU puller and reporter, does an Equifax/Experian pull from bofa for example see it as an authorized user or as a full credit account? There's a lot of data bits that sometimes things get reported some things don't get reported at all for AU. Id like details of what does if that is possible thank you.

In other words can anyone give input on what is the best bang for the buck whos best to be authuser with and who will see it the most favorable?

Re: AU cross bureau reporting

Revelate — Mon, 12 Dec 2016 19:50:15 GMT

@Anonymous wrote:
If I am an authorized user on a Barclays card, our classic TU puller and reporter, does an Equifax/Experian pull from bofa for example see it as an authorized user or as a full credit account? There's a lot of data bits that sometimes things get reported some things don't get reported at all for AU. Id like details of what does if that is possible thank you.

In other words can anyone give input on what is the best bang for the buck whos best to be authuser with and who will see it the most favorable?

If the tradeline reports to all 3 it's on all 3.

I'm really not sure what the question is as a result, either the AU is reported or not, or it's counted or not (FICO 8 anti-abuse).

End of the day if it makes financial sense to have then get one, and don't sweat the reporting details. Finances > FICO.

topic AU cross bureau reporting in Understanding FICO® Scoring

AU cross bureau reporting

Re: AU cross bureau reporting