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    <title>topic Re: How can combining credit cards affect my credit score? in Understanding FICO® Scoring</title>
    <link>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/How-can-combining-credit-cards-affect-my-credit-score/m-p/4938658#M123922</link>
    <description>&lt;P&gt;The folks here need to know how many cards you have total, and also what your total credit limit is.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;You may be telling us that these two cards are the only cards you have -- but it's hard to be certain that this what you mean.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;If those are your only two cards, what you describe would be a bad move.&lt;/P&gt;</description>
    <pubDate>Wed, 03 May 2017 15:12:24 GMT</pubDate>
    <dc:creator>Anonymous</dc:creator>
    <dc:date>2017-05-03T15:12:24Z</dc:date>
    <item>
      <title>How can combining credit cards affect my credit score?</title>
      <link>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/How-can-combining-credit-cards-affect-my-credit-score/m-p/4938579#M123917</link>
      <description>&lt;P&gt;I have two credit cards with only a $750 credit limit.&amp;nbsp; Both cards have less than $200 charged on the cards.&amp;nbsp; I want to combine them into one. Moving one into the cash back card.&amp;nbsp; Will that hurt my score of will it help?&lt;/P&gt;</description>
      <pubDate>Wed, 03 May 2017 14:26:07 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/How-can-combining-credit-cards-affect-my-credit-score/m-p/4938579#M123917</guid>
      <dc:creator>DaddysGirl71</dc:creator>
      <dc:date>2017-05-03T14:26:07Z</dc:date>
    </item>
    <item>
      <title>Re: How can combining credit cards affect my credit score?</title>
      <link>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/How-can-combining-credit-cards-affect-my-credit-score/m-p/4938658#M123922</link>
      <description>&lt;P&gt;The folks here need to know how many cards you have total, and also what your total credit limit is.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;You may be telling us that these two cards are the only cards you have -- but it's hard to be certain that this what you mean.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;If those are your only two cards, what you describe would be a bad move.&lt;/P&gt;</description>
      <pubDate>Wed, 03 May 2017 15:12:24 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/How-can-combining-credit-cards-affect-my-credit-score/m-p/4938658#M123922</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2017-05-03T15:12:24Z</dc:date>
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