topic Re: Fico Major Jump in Understanding FICO® Scoring

Fico Major Jump

Anonymous — Thu, 20 Jul 2017 14:29:56 GMT

I checked CCT today and my state tax lien is gone from EQ and TU. EQ increased 91 points and TU increased 59 points:

TU was 659, Fico-8 and still showing this score on MF.
TU now 718, Fico-8 on CCT.

EQ was 681, Fico-8 and still showing this score on MF.
EQ now 772, Fico-8 on CCT.

The paid state tax lien was the last baddie on both reports. I think the major Fico uptick is also attributed to my new auto installment loan showing first payment on both TU and EQ.

Re: Fico Major Jump

Anonymous — Thu, 20 Jul 2017 18:44:56 GMT

Final baddie removal is always a wonderful thing. Congrats on the huge score bump!

Re: Fico Major Jump

Anonymous — Thu, 20 Jul 2017 19:10:37 GMT

@Anonymous wrote:
I checked CCT today and my state tax lien is gone from EQ and TU. EQ increased 91 points and TU increased 59 points:

TU was 659, Fico-8 and still showing this score on MF.
TU now 718, Fico-8 on CCT.

EQ was 681, Fico-8 and still showing this score on MF.
EQ now 772, Fico-8 on CCT.

The paid state tax lien was the last baddie on both reports. I think the major Fico uptick is also attributed to my new auto installment loan showing first payment on both TU and EQ.

Awesome!

I guess there is hope for me yet lol

Re: Fico Major Jump

CreditInspired — Thu, 20 Jul 2017 20:30:49 GMT

Congratulations creditmaze on a super nice bump in scores.

Re: Fico Major Jump

Anonymous — Thu, 20 Jul 2017 21:01:28 GMT

Congratulations on the bump.

Re: Fico Major Jump

Anonymous — Thu, 20 Jul 2017 22:11:04 GMT

Awesome score bump. Congrats.

Re: Fico Major Jump

Anonymous — Fri, 21 Jul 2017 03:19:05 GMT

Congrats on the major score jump, and having that CLEAN report! For now I can imagine the feeling.

Re: Fico Major Jump

Anonymous — Fri, 21 Jul 2017 03:26:31 GMT

Thank you everyone. I never expected such a jump in scores. Well, time to continue gardening since I have a short payment history.