topic Re: Myfico scores in Understanding FICO® Scoring

Myfico scores

Anonymous — Wed, 22 Nov 2017 00:42:50 GMT

Are the scores on here they charge 30 dollars a month for the real fico scores or are they they fake ones?

Re: Myfico scores

Anonymous — Wed, 22 Nov 2017 00:49:13 GMT

Real scores

When I went in to refinance my car last week, they pulled TU, and I had a giggle when I pulled out the cell phone and told them which model they used (was the only score that matched) the LO confirmed that and showed me his computer screen.

666 TU using Fico 4 if you were wondering. (apparently they usually only do personal loans as HELOCs but they consider Auto Loans, still use a mortgage model, but its all good, it was higher than my FICO 8 at the time so no big deal)

So yeah, totally legit man.

Re: Myfico scores

Anonymous — Wed, 22 Nov 2017 01:10:43 GMT

I must say, it would be pretty messed up if a site with "FICO" in the name only provided non-FICO scores!

Re: Myfico scores

Anonymous — Wed, 22 Nov 2017 01:29:49 GMT

Do bear in mind that there are far cheaper ways to get FICO scores than to pay $30/mo for them. If you like the myFICO Ultimate product, however, than you should feel free to go for it.

Re: Myfico scores

Anonymous — Wed, 22 Nov 2017 02:40:55 GMT

Thanks for the answers. I just want to make sure I get the real fico scores and not fake ones.

Re: Myfico scores

Anonymous — Wed, 22 Nov 2017 03:44:57 GMT

Dominicr wrote:
Thanks for the answers. I just want to make sure I get the real fico scores and not fake ones.

If you want to get your 3 FICO 08 scores, you can get them for $1 by doing a trial membership with CCT.