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    <title>topic FICO Notification and Fraud Alert Added - Experian Drop **UPDATE** Score drop is due to 2 INQ in Understanding FICO® Scoring</title>
    <link>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/FICO-Notification-and-Fraud-Alert-Added-Experian-Drop-UPDATE/m-p/5205544#M137172</link>
    <description>&lt;P&gt;Hi - I received a notification from FICO this morning saying a fraud alert was added to my file..dropped my score by 8 points! &amp;nbsp;I did not add the fraud alert rather I had one placed on all three last May 2017. SO I dont know what this fraud alert is. Further I was not noified by Experian or PremierCredit Expert only FICO. &amp;nbsp;Any tips/advice? &amp;nbsp;&lt;/P&gt;&lt;P&gt;Should I call Experian? &amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;***Update*** Called Experian and they advised the score drop is due to two inquiries. One from Citi should have been a SP so will need to dispute directly with Citi. &amp;nbsp;The Fraud alert on all three bureus remains for 7 years so not sure why FICO would send a notification like this. Had me worried for nothing!!&lt;/P&gt;&lt;P&gt;&lt;IMG src="blob:http://ficoforums.myfico.com/76cd23e7-cba2-4f54-893e-50a48affd9ab" border="0" /&gt;&lt;/P&gt;</description>
    <pubDate>Wed, 28 Mar 2018 18:37:51 GMT</pubDate>
    <dc:creator>WolfChild1</dc:creator>
    <dc:date>2018-03-28T18:37:51Z</dc:date>
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      <title>FICO Notification and Fraud Alert Added - Experian Drop **UPDATE** Score drop is due to 2 INQ</title>
      <link>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/FICO-Notification-and-Fraud-Alert-Added-Experian-Drop-UPDATE/m-p/5205544#M137172</link>
      <description>&lt;P&gt;Hi - I received a notification from FICO this morning saying a fraud alert was added to my file..dropped my score by 8 points! &amp;nbsp;I did not add the fraud alert rather I had one placed on all three last May 2017. SO I dont know what this fraud alert is. Further I was not noified by Experian or PremierCredit Expert only FICO. &amp;nbsp;Any tips/advice? &amp;nbsp;&lt;/P&gt;&lt;P&gt;Should I call Experian? &amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;***Update*** Called Experian and they advised the score drop is due to two inquiries. One from Citi should have been a SP so will need to dispute directly with Citi. &amp;nbsp;The Fraud alert on all three bureus remains for 7 years so not sure why FICO would send a notification like this. Had me worried for nothing!!&lt;/P&gt;&lt;P&gt;&lt;IMG src="blob:http://ficoforums.myfico.com/76cd23e7-cba2-4f54-893e-50a48affd9ab" border="0" /&gt;&lt;/P&gt;</description>
      <pubDate>Wed, 28 Mar 2018 18:37:51 GMT</pubDate>
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      <dc:creator>WolfChild1</dc:creator>
      <dc:date>2018-03-28T18:37:51Z</dc:date>
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