topic Older Derogatory - &quot;Invalid Date&quot;?? in Understanding FICO® Scoring https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Older-Derogatory-quot-Invalid-Date-quot/m-p/5221503#M138071 <P>My question is this, i have some old accounts that the baddies should be falling off soon. However when i try and determine the actual date they occured i am unable to detemine it from the 3B report. How can i tell when i shoul dbe seeking early exclusion? See image below:</P><P><span class="lia-inline-image-display-wrapper lia-image-align-inline" image-alt="Screen Shot 2018-04-13 at 3.24.51 AM.png" style="width: 733px;"><img src="https://ficoforums.myfico.com/t5/image/serverpage/image-id/33193iAC3D09A8B2995173/image-size/large?v=v2&amp;px=999" role="button" title="Screen Shot 2018-04-13 at 3.24.51 AM.png" alt="Screen Shot 2018-04-13 at 3.24.51 AM.png" /></span></P> Fri, 13 Apr 2018 08:30:31 GMT Anonymous 2018-04-13T08:30:31Z Older Derogatory - "Invalid Date"?? https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Older-Derogatory-quot-Invalid-Date-quot/m-p/5221503#M138071 <P>My question is this, i have some old accounts that the baddies should be falling off soon. However when i try and determine the actual date they occured i am unable to detemine it from the 3B report. How can i tell when i shoul dbe seeking early exclusion? See image below:</P><P><span class="lia-inline-image-display-wrapper lia-image-align-inline" image-alt="Screen Shot 2018-04-13 at 3.24.51 AM.png" style="width: 733px;"><img src="https://ficoforums.myfico.com/t5/image/serverpage/image-id/33193iAC3D09A8B2995173/image-size/large?v=v2&amp;px=999" role="button" title="Screen Shot 2018-04-13 at 3.24.51 AM.png" alt="Screen Shot 2018-04-13 at 3.24.51 AM.png" /></span></P> Fri, 13 Apr 2018 08:30:31 GMT https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Older-Derogatory-quot-Invalid-Date-quot/m-p/5221503#M138071 Anonymous 2018-04-13T08:30:31Z Re: Older Derogatory - "Invalid Date"?? https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Older-Derogatory-quot-Invalid-Date-quot/m-p/5222456#M138135 <P>Have you viewed a recent, full report from annualcreditreport.com or ordered a report directly from the CRAs?</P><P>What is posted shows no derogs......</P> Sat, 14 Apr 2018 07:10:40 GMT https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Older-Derogatory-quot-Invalid-Date-quot/m-p/5222456#M138135 RobertEG 2018-04-14T07:10:40Z