topic What is AZEO, AZ and AZ2? in Understanding FICO® Scoring

What is AZEO, AZ and AZ2?

kyenku — Tue, 17 Apr 2018 20:44:20 GMT

What is AZEO, AZ and AZ2?

Just curious what do they mean?

Re: What is AZEO, AZ and AZ2?

Anonymous — Tue, 17 Apr 2018 21:44:00 GMT

Have you tried googling AZEO? This article came up near the top of the search:

http://850x3.com/maximizing-fico/the-azeo-method-all-zero-except-one/

Google is a pretty powerful tool for answering almost any question. Once you know what AZEO means you should be able to infer what a person might mean by AZ.

Re: What is AZEO, AZ and AZ2?

Anonymous — Tue, 17 Apr 2018 23:58:22 GMT

AZEO = All Zero Except One

AZ = All Zero

AZE2 = All Zero Except Two

etc.

This refers to your number of cards with $0 reported balances.

If you have 5 total credit cards and 4 of them have $0 balances reported and the final one has a positive reported balance, you're at AZEO.

If you have 3 total credit cards and all 3 have $0 balances reported, you're at AZ.

If you have 7 total credit cards and just 5 of them have $0 balances reported, you're at AZE2.

If you have 30 total credit cards and 26 of them have $0 balances reported, you're at AZE4.

etc.