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    <title>topic Re: Help......Please! in Understanding FICO® Scoring</title>
    <link>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Help-Please/m-p/133802#M14045</link>
    <description>&lt;DIV&gt;&lt;/DIV&gt;
&lt;DIV&gt;Anything is worth a try.&amp;nbsp; Nothing to lose, right?&amp;nbsp;&lt;/DIV&gt;
&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;
&lt;DIV&gt;There is absolutely&amp;nbsp;no way to predict with any accuracy how much your score would go up.&amp;nbsp; It might even go down.&amp;nbsp; There are too many other factors affecting your score.&lt;/DIV&gt;&lt;BR /&gt;&lt;BR /&gt;Message Edited by masdeocho on &lt;SPAN class="date_text"&gt;01-16-2008&lt;/SPAN&gt; &lt;SPAN class="time_text"&gt;02:50 PM&lt;/SPAN&gt;</description>
    <pubDate>Wed, 16 Jan 2008 19:50:05 GMT</pubDate>
    <dc:creator>Anonymous</dc:creator>
    <dc:date>2008-01-16T19:50:05Z</dc:date>
    <item>
      <title>Help......Please!</title>
      <link>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Help-Please/m-p/133773#M14044</link>
      <description>&lt;DIV&gt;I was wondering can I send a GW letter to get a PAID COLLECTION/120 days late&amp;nbsp;off my CR. It was from the electric company so I'm not sure if they would do anything. If so how much do you think that would bring my score up?&amp;nbsp;&amp;nbsp;&amp;nbsp; This is one of the last things I need to fix so it won't be a negative factor on my score.&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; FICO&amp;nbsp; EQ 624 EX 644 TU ?&lt;/DIV&gt;</description>
      <pubDate>Wed, 16 Jan 2008 16:54:51 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Help-Please/m-p/133773#M14044</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2008-01-16T16:54:51Z</dc:date>
    </item>
    <item>
      <title>Re: Help......Please!</title>
      <link>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Help-Please/m-p/133802#M14045</link>
      <description>&lt;DIV&gt;&lt;/DIV&gt;
&lt;DIV&gt;Anything is worth a try.&amp;nbsp; Nothing to lose, right?&amp;nbsp;&lt;/DIV&gt;
&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;
&lt;DIV&gt;There is absolutely&amp;nbsp;no way to predict with any accuracy how much your score would go up.&amp;nbsp; It might even go down.&amp;nbsp; There are too many other factors affecting your score.&lt;/DIV&gt;&lt;BR /&gt;&lt;BR /&gt;Message Edited by masdeocho on &lt;SPAN class="date_text"&gt;01-16-2008&lt;/SPAN&gt; &lt;SPAN class="time_text"&gt;02:50 PM&lt;/SPAN&gt;</description>
      <pubDate>Wed, 16 Jan 2008 19:50:05 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Help-Please/m-p/133802#M14045</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2008-01-16T19:50:05Z</dc:date>
    </item>
    <item>
      <title>Re: Help......Please!</title>
      <link>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Help-Please/m-p/133832#M14052</link>
      <description>&lt;DIV&gt;agree with mas..................send that GW. If it doesn't work, wait 60 days and send it again. And again. And again.................&lt;/DIV&gt;</description>
      <pubDate>Wed, 16 Jan 2008 18:02:38 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Help-Please/m-p/133832#M14052</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2008-01-16T18:02:38Z</dc:date>
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