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    <title>topic Equifax FICO with PenFed or Citi in Understanding FICO® Scoring</title>
    <link>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Equifax-FICO-with-PenFed-or-Citi/m-p/5267888#M140465</link>
    <description>&lt;P&gt;How often does PenFed update their EQ FICO score? How different is this version and the one offered by Citibank?&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;TIA&lt;/P&gt;</description>
    <pubDate>Sat, 09 Jun 2018 17:59:31 GMT</pubDate>
    <dc:creator>MySunrise271</dc:creator>
    <dc:date>2018-06-09T17:59:31Z</dc:date>
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      <title>Equifax FICO with PenFed or Citi</title>
      <link>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Equifax-FICO-with-PenFed-or-Citi/m-p/5267888#M140465</link>
      <description>&lt;P&gt;How often does PenFed update their EQ FICO score? How different is this version and the one offered by Citibank?&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;TIA&lt;/P&gt;</description>
      <pubDate>Sat, 09 Jun 2018 17:59:31 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Equifax-FICO-with-PenFed-or-Citi/m-p/5267888#M140465</guid>
      <dc:creator>MySunrise271</dc:creator>
      <dc:date>2018-06-09T17:59:31Z</dc:date>
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      <title>Re: Equifax FICO with PenFed or Citi</title>
      <link>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Equifax-FICO-with-PenFed-or-Citi/m-p/5267939#M140466</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1029931"&gt;@MySunrise271&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;How often does PenFed update their EQ FICO score? How different is this version and the one offered by Citibank?&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;TIA&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;The PenFed is FICO 9 Classic.&lt;/P&gt;&lt;P&gt;The Citibank is Bankcard FICO 8.&lt;BR /&gt;Very different.&lt;/P&gt;</description>
      <pubDate>Sat, 09 Jun 2018 19:13:59 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Equifax-FICO-with-PenFed-or-Citi/m-p/5267939#M140466</guid>
      <dc:creator>SouthJamaica</dc:creator>
      <dc:date>2018-06-09T19:13:59Z</dc:date>
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    <item>
      <title>Re: Equifax FICO with PenFed or Citi</title>
      <link>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Equifax-FICO-with-PenFed-or-Citi/m-p/5270742#M140581</link>
      <description>To answer your question on how long Penfed updates, in general, it was always quarterly. However, in this year there have been a couple times where it seems they updated sooner than that. I believe mine updated in April, and again in May.</description>
      <pubDate>Tue, 12 Jun 2018 22:17:49 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Equifax-FICO-with-PenFed-or-Citi/m-p/5270742#M140581</guid>
      <dc:creator>RonM21</dc:creator>
      <dc:date>2018-06-12T22:17:49Z</dc:date>
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    <item>
      <title>Re: Equifax FICO with PenFed or Citi</title>
      <link>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Equifax-FICO-with-PenFed-or-Citi/m-p/5270929#M140586</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/656040"&gt;@RonM21&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;To answer your question on how long Penfed updates, in general, it was always quarterly. However, in this year there have been a couple times where it seems they updated sooner than that. I believe mine updated in April, and again in May.&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Mine as well.&lt;/P&gt;</description>
      <pubDate>Wed, 13 Jun 2018 01:30:16 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Equifax-FICO-with-PenFed-or-Citi/m-p/5270929#M140586</guid>
      <dc:creator>SouthJamaica</dc:creator>
      <dc:date>2018-06-13T01:30:16Z</dc:date>
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