topic Re: Hit the 700 mark! in Understanding FICO® Scoring

Hit the 700 mark!

Anonymous — Fri, 12 Oct 2018 17:53:08 GMT

Yaay me! I finally hit the 700 mark on 2 out of 3 Bureaus, I'm now at:

672 Equifax (they don't love me as much)

702 Transunion

700 Experian

I started out with a 601, 605 and 611 back in July of 2017 I am stoked. Couldn't have done it without all the information you all share on here, so a big THANK YOU for all your help.

Re: Hit the 700 mark!

Anonymous — Fri, 12 Oct 2018 19:02:28 GMT

Nice job and great accompishment! Time to update that sig of yours

Is your bureau data completely identical for all 3? If not, what's the factor causing your EQ score to be lower than the other two?

Re: Hit the 700 mark!

romy134 — Fri, 12 Oct 2018 19:59:00 GMT

Why is Equafax always the loseest for everyone?

Re: Hit the 700 mark!

Anonymous — Fri, 12 Oct 2018 20:26:07 GMT

@romy134 wrote:
Why is Equafax always the loseest for everyone?

Thats interesting right now my Equifax is rocking at 695 vs the others which are at 676 EX, 688 TU.

Re: Hit the 700 mark!

Anonymous — Fri, 12 Oct 2018 20:26:54 GMT

@Anonymous wrote:
Yaay me! I finally hit the 700 mark on 2 out of 3 Bureaus, I'm now at:

672 Equifax (they don't love me as much)
702 Transunion
700 Experian

I started out with a 601, 605 and 611 back in July of 2017 I am stoked. Couldn't have done it without all the information you all share on here, so a big THANK YOU for all your help.

Congrats on the 700!!! I couldn't agree more with you about this community!!!

Re: Hit the 700 mark!

Anonymous — Sat, 13 Oct 2018 05:40:11 GMT

Congrats! For most people, 700 is the magic number!

Re: Hit the 700 mark!

Anonymous — Sat, 13 Oct 2018 07:33:18 GMT

@romy134Why is Equafax always the loseest for everyone?

It isn't. Almost by definition, it's the lowest for roughly 1/3 of the population, meaning that it isn't the lowest for twice as many people as it's the lowest for.