https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Confuse-as-heck/m-p/5392056#M145862 <P>Not enough information to comment here.&nbsp; Mid-600 scores are indicative of payment history issues or utilization issues.&nbsp; If you're willing to list those out it would be helpful in offering advice.&nbsp; It's pretty simple... if you're able to fix whatever those issues are, your FICO scores will improve significantly.</P> Thu, 25 Oct 2018 16:15:21 GMT Anonymous 2018-10-25T16:15:21Z https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Confuse-as-heck/m-p/5392034#M145858 I think my credit score its a stand still .. its seems i cant get pass 627 ( but on my fico its has me at 675 637 627 ) and just recently i paid off my installment loans ( but it still listed as close .. I just lost and really like hit that 700 plus mark by Dec Thu, 25 Oct 2018 15:48:23 GMT https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Confuse-as-heck/m-p/5392034#M145858 Anonymous 2018-10-25T15:48:23Z https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Confuse-as-heck/m-p/5392056#M145862 <P>Not enough information to comment here.&nbsp; Mid-600 scores are indicative of payment history issues or utilization issues.&nbsp; If you're willing to list those out it would be helpful in offering advice.&nbsp; It's pretty simple... if you're able to fix whatever those issues are, your FICO scores will improve significantly.</P> Thu, 25 Oct 2018 16:15:21 GMT https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Confuse-as-heck/m-p/5392056#M145862 Anonymous 2018-10-25T16:15:21Z https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Confuse-as-heck/m-p/5392100#M145864 I am . I pay off my balance &amp; 3 of credit cards I dont even use anymore .. Dunno know what else to say lol Thu, 25 Oct 2018 17:02:14 GMT https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Confuse-as-heck/m-p/5392100#M145864 Anonymous 2018-10-25T17:02:14Z