topic Timeshare Loan reporting only to Experian in Understanding FICO® Scoring

Timeshare Loan reporting only to Experian

Anonymous — Fri, 09 Nov 2018 16:37:19 GMT

I'm not sure if because of that loan, my EX score its higher that EQ and TU. Should I asked them to report to EQ and TU as well?! Would they do it if I request it?!

Re: Timeshare Loan reporting only to Experian

Anonymous — Fri, 09 Nov 2018 16:46:59 GMT

It can't hurt to ask. How long have you had the loan? Perhaps they've been reporting it to TU/EQ, but for whatever reason it hasn't shown up. When I first got a CC through Citi it showed up right away for EX/EQ but took some 8 months to finally show up on TU, but they were reporting it all along. Sometimes quirky things happen. I would ask them if they only report to EX, or if they report to all 3B. If they only report to EX, I don't see them making a policy change or anything, but if they do report to all 3B and for whatever reason it's not showing up on 2B they'd probably be willing to help you out.

Re: Timeshare Loan reporting only to Experian

Anonymous — Fri, 09 Nov 2018 16:49:10 GMT

@Anonymous wrote:
It can't hurt to ask. How long have you had the loan? Perhaps they've been reporting it to TU/EQ, but for whatever reason it hasn't shown up. When I first got a CC through Citi it showed up right away for EX/EQ but took some 8 months to finally show up on TU, but they were reporting it all along. Sometimes quirky things happen. I would ask them if they only report to EX, or if they report to all 3B. If they only report to EX, I don't see them making a policy change or anything, but if they do report to all 3B and for whatever reason it's not showing up on 2B they'd probably be willing to help you out.

I had it WAY TOO LONG... I will call and ask them, hopefully they will report. It's helping my EX score, i'm sure it will do the same on EQ and TU...

Thanks.