topic 850 w/ CFA possible? CFA impact opinions? in Understanding FICO® Scoring https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/850-w-CFA-possible-CFA-impact-opinions/m-p/5439419#M148234 <P>I was reading back through some old threads regarding CFAs and their potential impact on FICO scores and wanted to start a new thread to possibly stimulate some new discussion.&nbsp;</P><P>&nbsp;</P><P>While difficult to quantify in many cases, I'd like to hear opinions on how much of an impact people feel a CFA has on credit scores.&nbsp; From my reading, it seems that most tend to think the adverse impact is somewhere around 15-20 points on average.&nbsp; It would be great of course to hear some numbers from those that added a CFA, or had a CFA come off their report.&nbsp;</P><P>&nbsp;</P><P>Another question that I'm not sure has ever been asked is whether or not anyone has ever reported an 850 score with the presence of a CFA (open or closed would be good to know here) on their CR.&nbsp;</P> Tue, 18 Dec 2018 16:26:19 GMT Anonymous 2018-12-18T16:26:19Z 850 w/ CFA possible? CFA impact opinions? https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/850-w-CFA-possible-CFA-impact-opinions/m-p/5439419#M148234 <P>I was reading back through some old threads regarding CFAs and their potential impact on FICO scores and wanted to start a new thread to possibly stimulate some new discussion.&nbsp;</P><P>&nbsp;</P><P>While difficult to quantify in many cases, I'd like to hear opinions on how much of an impact people feel a CFA has on credit scores.&nbsp; From my reading, it seems that most tend to think the adverse impact is somewhere around 15-20 points on average.&nbsp; It would be great of course to hear some numbers from those that added a CFA, or had a CFA come off their report.&nbsp;</P><P>&nbsp;</P><P>Another question that I'm not sure has ever been asked is whether or not anyone has ever reported an 850 score with the presence of a CFA (open or closed would be good to know here) on their CR.&nbsp;</P> Tue, 18 Dec 2018 16:26:19 GMT https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/850-w-CFA-possible-CFA-impact-opinions/m-p/5439419#M148234 Anonymous 2018-12-18T16:26:19Z