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    <title>topic Effect of Updates to Collection Balances? in Understanding FICO® Scoring</title>
    <link>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Effect-of-Updates-to-Collection-Balances/m-p/5463955#M149583</link>
    <description>&lt;P&gt;I have an old dental collection from 2013 that should&amp;nbsp;fall off my records within a year. It's already having less and less impact on my scores.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;However, the collection agency updates the amount due every month. Does that updating keep the account current so that it will never fall off my reports? Or is the seven years measured from the time the collection was first reported?&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Thanks!&lt;/P&gt;</description>
    <pubDate>Fri, 11 Jan 2019 04:54:25 GMT</pubDate>
    <dc:creator>ridgebackpilot</dc:creator>
    <dc:date>2019-01-11T04:54:25Z</dc:date>
    <item>
      <title>Effect of Updates to Collection Balances?</title>
      <link>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Effect-of-Updates-to-Collection-Balances/m-p/5463955#M149583</link>
      <description>&lt;P&gt;I have an old dental collection from 2013 that should&amp;nbsp;fall off my records within a year. It's already having less and less impact on my scores.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;However, the collection agency updates the amount due every month. Does that updating keep the account current so that it will never fall off my reports? Or is the seven years measured from the time the collection was first reported?&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Thanks!&lt;/P&gt;</description>
      <pubDate>Fri, 11 Jan 2019 04:54:25 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Effect-of-Updates-to-Collection-Balances/m-p/5463955#M149583</guid>
      <dc:creator>ridgebackpilot</dc:creator>
      <dc:date>2019-01-11T04:54:25Z</dc:date>
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    <item>
      <title>Re: Effect of Updates to Collection Balances?</title>
      <link>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Effect-of-Updates-to-Collection-Balances/m-p/5464058#M149588</link>
      <description>NO their just updating the monthly balance.The first reported date determines how old it is.</description>
      <pubDate>Fri, 11 Jan 2019 12:06:56 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Effect-of-Updates-to-Collection-Balances/m-p/5464058#M149588</guid>
      <dc:creator>DIYcredit</dc:creator>
      <dc:date>2019-01-11T12:06:56Z</dc:date>
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