topic Re: 700 Club! in Understanding FICO® Scoring

700 Club!

Zolomon — Wed, 23 Jan 2019 05:50:52 GMT

I've been a few points shy for a while, but at last, I am now a full member of the 700 club.

Back in September - November 2018, my Equifax sat from 694 - 698. Some 30/60/90 day delinquencies from January - April 2012 have recently aged off, and now it stands at 780 - an 82 point difference. I hope they also age off TransUnion in February.

I pray I never make a late payment again.

Re: 700 Club!

Aspireto850 — Wed, 23 Jan 2019 06:44:48 GMT

👏🏼👏🏼🙏🏼🙏🏼🙏🏼

Re: 700 Club!

Priory_Man — Wed, 23 Jan 2019 11:52:35 GMT

That's an impressive jump, welcome to the club.

Re: 700 Club!

dynamicvb — Wed, 23 Jan 2019 13:57:18 GMT

Congrats, that's a really nice jump. I should be able to put all mine over soon. EX and EQ have just been hanging right at the edge for a while.

Re: 700 Club!

19eighty5 — Thu, 24 Jan 2019 05:28:20 GMT

Congratulations!

Re: 700 Club!

ridgebackpilot — Fri, 25 Jan 2019 04:28:52 GMT

Congratulations! I remember when I joined the 700 Club. It was a really good feeling after so many years.

Almost as good as the feeling when I got my first-ever auto loan at 0% APR. That's one of the many benefits of your 700 Club membership!!

Re: 700 Club!

Anonymous — Fri, 25 Jan 2019 16:35:17 GMT

Congrats 🎉