topic Why? in Understanding FICO® Scoring

Why?

Anonymous — Sat, 10 Aug 2019 21:58:50 GMT

Why did mine only go up 3 points on Equifax after paying a bill of 450.00 off?
Please help

Remedios — Fri, 09 Aug 2019 21:46:54 GMT

@Anonymous wrote:
Why did mine only go up 3 points on Equifax after paying a bill of 450.00 off?
Please help

Hi @Anonymous and welcome to the forums

If you have a question, please start a thread and describe your situation. We'll do our best to help you.

It gets very confusing replying to multiple members with different issues in one thread

Thank you

SouthJamaica — Sun, 11 Aug 2019 00:12:38 GMT

@Anonymous wrote:
Why did mine only go up 3 points on Equifax after paying a bill of 450.00 off?
Please help

We would need to know your accounts, limits, and balances, in order to answer your question.

Anonymous — Sun, 11 Aug 2019 03:37:14 GMT

SJ is correct above.

One individual can pay down $200 in revolving debt and see a 50 point Fico score increase.

Another individual can pay down $20,000 in revolving debt and see a 0 point Fico score increase.

It all depends on your profile, so listing out what he requested would be beneficial.