topic If a lender says they use Equifax Classic Version 5, what score is that? in Understanding FICO® Scoring

If a lender says they use Equifax Classic Version 5, what score is that?

JJ1300 — Tue, 20 Aug 2019 23:05:33 GMT

If a lender says they use Equifax Classic Version 5, what score is that? MyFico lists a FICO Score 5 and a FICO Auto Score 5. Should I assume they are using the generalized score even though this is for an auto loan?

Re: If a lender says they use Equifax Classic Version 5, what score is that?

SouthJamaica — Wed, 21 Aug 2019 02:34:59 GMT

@JJ1300 wrote:
If a lender says they use Equifax Classic Version 5, what score is that? MyFico lists a FICO Score 5 and a FICO Auto Score 5. Should I assume they are using the generalized score even though this is for an auto loan?

EQ FICO 5

Re: If a lender says they use Equifax Classic Version 5, what score is that?

HeavenOhio — Wed, 21 Aug 2019 02:47:58 GMT

It'd be the "main" Equifax FICO score from that family, not the auto or bankcard score. It's the same Equifax score used for mortgage lending.