https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Dispute-Resolved-or-Not/m-p/5781723#M161972 <P>Today my last 30D (12/2012) was removed from EX, a closed account. YAY!!!! But I'm not sure if it is in a current state of dispute despite what the below information states.&nbsp; I question this because I called EX a week or so ago to request an early exclusion.&nbsp; Was told no.&nbsp; Asked to be transferred to a supervisor.&nbsp; Was disconnected.&nbsp; This happened twice.&nbsp; So the CS went through the verification process, said no, then transferred me and I was disconnected.&nbsp;</P><P>&nbsp;</P><P>Today I noticed the increase in score and the difference on my report aside from zero lates show this account with a 2nd comment that was not there yesterday. (see highlight).&nbsp; I did dispute over a year ago which accounts for the 1st comment.&nbsp;I didn't technically dispute this a 2nd time but with this additional statement I wonder if it's possible the late will return.&nbsp; It's from My EX subscription and report.</P><P><span class="lia-inline-image-display-wrapper lia-image-align-inline" image-alt="Dispute.PNG" style="width: 540px;"><img src="https://ficoforums.myfico.com/t5/image/serverpage/image-id/50993i45B15E929F1C5E16/image-size/large?v=v2&amp;px=999" role="button" title="Dispute.PNG" alt="Dispute.PNG" /></span></P> Mon, 21 Oct 2019 13:45:15 GMT Trudy 2019-10-21T13:45:15Z https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Dispute-Resolved-or-Not/m-p/5781723#M161972 <P>Today my last 30D (12/2012) was removed from EX, a closed account. YAY!!!! But I'm not sure if it is in a current state of dispute despite what the below information states.&nbsp; I question this because I called EX a week or so ago to request an early exclusion.&nbsp; Was told no.&nbsp; Asked to be transferred to a supervisor.&nbsp; Was disconnected.&nbsp; This happened twice.&nbsp; So the CS went through the verification process, said no, then transferred me and I was disconnected.&nbsp;</P><P>&nbsp;</P><P>Today I noticed the increase in score and the difference on my report aside from zero lates show this account with a 2nd comment that was not there yesterday. (see highlight).&nbsp; I did dispute over a year ago which accounts for the 1st comment.&nbsp;I didn't technically dispute this a 2nd time but with this additional statement I wonder if it's possible the late will return.&nbsp; It's from My EX subscription and report.</P><P><span class="lia-inline-image-display-wrapper lia-image-align-inline" image-alt="Dispute.PNG" style="width: 540px;"><img src="https://ficoforums.myfico.com/t5/image/serverpage/image-id/50993i45B15E929F1C5E16/image-size/large?v=v2&amp;px=999" role="button" title="Dispute.PNG" alt="Dispute.PNG" /></span></P> Mon, 21 Oct 2019 13:45:15 GMT https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Dispute-Resolved-or-Not/m-p/5781723#M161972 Trudy 2019-10-21T13:45:15Z https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Dispute-Resolved-or-Not/m-p/5782008#M161992 <BLOCKQUOTE><HR /><a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1029749">@Trudy</a>&nbsp;wrote:<BR /><P>Today my last 30D (12/2012) was removed from EX, a closed account. YAY!!!! But I'm not sure if it is in a current state of dispute despite what the below information states.&nbsp; I question this because I called EX a week or so ago to request an early exclusion.&nbsp; Was told no.&nbsp; Asked to be transferred to a supervisor.&nbsp; Was disconnected.&nbsp; This happened twice.&nbsp; So the CS went through the verification process, said no, then transferred me and I was disconnected.&nbsp;</P><P>&nbsp;</P><P>Today I noticed the increase in score and the difference on my report aside from zero lates show this account with a 2nd comment that was not there yesterday. (see highlight).&nbsp; I did dispute over a year ago which accounts for the 1st comment.&nbsp;I didn't technically dispute this a 2nd time but with this additional statement I wonder if it's possible the late will return.&nbsp; It's from My EX subscription and report.</P><P><span class="lia-inline-image-display-wrapper lia-image-align-inline" image-alt="Dispute.PNG" style="width: 540px;"><img src="https://ficoforums.myfico.com/t5/image/serverpage/image-id/50993i45B15E929F1C5E16/image-size/large?v=v2&amp;px=999" role="button" title="Dispute.PNG" alt="Dispute.PNG" /></span></P><HR /></BLOCKQUOTE><P>If you got the score increase. Rejoice! Congrats! Its past tense now. Previously,Resolved,the end. Take the points and run!</P> Mon, 21 Oct 2019 18:42:04 GMT https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Dispute-Resolved-or-Not/m-p/5782008#M161992 FireMedic1 2019-10-21T18:42:04Z