topic Re: Experian score jumped 32 points in Understanding FICO® Scoring

Experian score jumped 32 points

susanto2826 — Thu, 02 Jan 2020 11:27:37 GMT

HI,

I am very new to all this credit stuff,got some help about half a year ago from some members on here and I want to say thanks.

Just yesterday my Experian score jumped to 830 and I just wanted to share how it got there in case some are trying to get to that

exceptional score level.

Been a busy winter for us financially as we are preparing for some big changes and I was afraid my score would take a hit but here is

what I did.

I increased my CC from 1500 to 10000 therefore decreasing my CC utilization but I had a hard inquiry on my report but looks like it didn't affect it much.

I paid 1,000.00 towards one of my small bank loans which decreased the balance to 900.00

I have 2 CC with a total limit of 18,500.00 with a total balance of around 3,000.00

CC utilization went from 30% to 16%

Re: Experian score jumped 32 points

Anonymous — Thu, 02 Jan 2020 11:40:17 GMT

Thats amazing, hopefully I can make it up there in the 800s one day, but right now I'll settle for atleast a 740.

Re: Experian score jumped 32 points

Trudy — Thu, 02 Jan 2020 13:34:44 GMT

Congratulations!

Re: Experian score jumped 32 points

Anonymous — Mon, 06 Jan 2020 23:06:29 GMT

That is fantastic... congrats!!!

What was your score before you got to 30% utilization? AAoA?

Re: Experian score jumped 32 points

AllZero — Mon, 06 Jan 2020 21:59:04 GMT

Congratulations on your success!

Re: Experian score jumped 32 points

gdale6 — Tue, 07 Jan 2020 16:06:37 GMT

Excellent, it should rise even higher as you pay down your revolving debt.

Re: Experian score jumped 32 points

SleeplessinMA — Tue, 07 Jan 2020 19:23:38 GMT

Congratulations! I am so happy for you!!