topic Re: When do they report each month in Understanding FICO® Scoring

When do they report each month

Anonymous — Tue, 01 May 2007 16:37:33 GMT

Does anyone know when your loans and credit report companies report to the Bureau. Is it on a particular day of the month ??

Re: When do they report each month

Tuscani — Tue, 01 May 2007 17:14:44 GMT

Every creditor is different. But they should report once every 30 days.

Re: When do they report each month

fused — Mon, 07 May 2007 22:33:17 GMT

If you have time, try calling the "reporting department" at your creditors companies and ask them. You will surprised that they will be up front and honest with. I did this some time ago.

Re: When do they report each month

Anonymous — Tue, 08 May 2007 00:31:48 GMT

There's no set day where the companies have to report. Every 30 days generally..this may vary however. My credit union reports once every 6 months. I called them to ask about this, and their reply was "Well wait and see..sometimes it takes a couple of months for the account balance change to show up on your credit report". Religiously every six months though, the balances update.

Re: When do they report each month

Tuscani — Tue, 08 May 2007 11:17:42 GMT

You can also reference the "reported" date on your TLs for an estimated date.

Re: When do they report each month

Anonymous — Fri, 18 May 2007 08:20:30 GMT

It varies, usually with in 5-10 days of closing date that is if they post from what I've seen under normal conditions. But they are not obligated to this time frame. For me all my accounts report by the 10th of each month.