https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/opt-out/m-p/5031#M1663 <DIV>They are pulling soft inquiries which do not hurt you. It only affects your score if you actually apply.</DIV> Tue, 01 May 2007 17:59:42 GMT Tuscani 2007-05-01T17:59:42Z https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/opt-out/m-p/5027#M1662 <DIV>I have about 10 inquiries on my report.&nbsp;</DIV><DIV>4 will come off this year or early next.&nbsp; The remaining are for WAMU and Capital&nbsp;One. I&nbsp;do not plan on opening a new line of credit&nbsp;with either of&nbsp;them.&nbsp; Should I&nbsp;opt out&nbsp;because it seems like&nbsp;Capital One is checking my report every month to offer me pre approved offers that I don't want.&nbsp; &nbsp;Any advice will be appreciated.</DIV><DIV>&nbsp;</DIV><DIV>&nbsp;</DIV> Tue, 01 May 2007 17:53:21 GMT https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/opt-out/m-p/5027#M1662 canshallwill 2007-05-01T17:53:21Z https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/opt-out/m-p/5031#M1663 <DIV>They are pulling soft inquiries which do not hurt you. It only affects your score if you actually apply.</DIV> Tue, 01 May 2007 17:59:42 GMT https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/opt-out/m-p/5031#M1663 Tuscani 2007-05-01T17:59:42Z https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/opt-out/m-p/5073#M1679 <DIV>If you decide you do want to opt out of receiving offers, go to <A target="_blank" href="http://www.optoutprescreen.com">http://www.optoutprescreen.com</A>&nbsp;or call 1-888-5 OPT OUT.</DIV> Tue, 01 May 2007 18:49:32 GMT https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/opt-out/m-p/5073#M1679 Anonymous 2007-05-01T18:49:32Z