topic Equifax score different in Understanding FICO® Scoring

Equifax score different

Bfent1 — Thu, 06 Mar 2008 00:39:35 GMT

Hello, New to the forum. My score from equifax.com is 630 but at myfico it's 613 why is it different.

Also whenever I dispute an account with equifax they sends me a fowarding letter stating that "Equifax does not maintain or service the information contained in your credit file. Your correspondence has been forwarded to the credit reporting agency which researches the credit file concerns of consumers living in your area. the credit reporting agencey to which your correspondence was forwarded is

CSC CREDIT SERVICES

WWW.CSCCREDIT.COM

Box 619054

DALLAS,TX 75261

(800)392-7816

Should you have any further concerns or need additional help, please contact the credit reporting agency above.

Equifax Information Services LLC

Re: Equifax score different

Anonymous — Thu, 06 Mar 2008 02:03:20 GMT

Were these scores pulled on the same day?

Lucky you- you are in CSC land

I have heard good and very bad stories about them-

boefobb wrote:

Hello, New to the forum. My score from equifax.com is 630 but at myfico it's 613 why is it different.

Also whenever I dispute an account with equifax they sends me a fowarding letter stating that "Equifax does not maintain or service the information contained in your credit file. Your correspondence has been forwarded to the credit reporting agency which researches the credit file concerns of consumers living in your area. the credit reporting agencey to which your correspondence was forwarded is

         CSC CREDIT SERVICES

         WWW.CSCCREDIT.COM

         Box 619054

         DALLAS,TX 75261

         (800)392-7816

Should you have any further concerns or need additional help, please contact the credit reporting agency above.

Equifax Information Services LLC

Re: Equifax score different

Bfent1 — Thu, 06 Mar 2008 02:52:31 GMT

Yes, pulled same day, one that morning and one that night. What type of stories about csc

Also currently in dispute process will this raise or lower my score as I veiw it while in dispute.

Message Edited by boefobb on 03-05-2008 06:52 PM

Re: Equifax score different

sunrise — Fri, 07 Mar 2008 03:20:01 GMT

I just wrapped up a dispute w/ EQ...my scores dropped 36 points while in dispute. They went up 54 when it was over. I also have to go through CSC. I Love them!! Sooo much easier then the others. And, you can talk to a human being when you need help!!

But, when I disputed with TU & EX my scores went up during the dispute...and remained up after the baddies were removed?! Go Figure!!

Re: Equifax score different

Anonymous — Fri, 07 Mar 2008 15:28:02 GMT

I had the same thing happen and it was because there was a change in the middle of the day between the two times that I pulled the scores.