topic Re: BofA fico scores? how accurate are they? in Understanding FICO® Scoring

BofA fico scores? how accurate are they?

MudkipsRKooL — Sat, 23 May 2020 02:51:42 GMT

How are the Bank of America FICO scores on the website? are they FICO 8.0 scores or are they Vantage 3.0/Credit Karma ones? just wondering if there's any perks of getting a BofA credit card just for the free scores instead of paying.

Re: BofA fico scores? how accurate are they?

AllZero — Sat, 23 May 2020 03:13:04 GMT

BoA provides Transunion FICO 8. It's accurate. Their cards are great. 👍

Cash Rewards has selectable 1,2,3% cash back categories, $200 SUB and 0% APR 15 month for purchases promo currently.

Re: BofA fico scores? how accurate are they?

Anonymous — Sat, 23 May 2020 12:35:59 GMT

It is much easier to see on a computer but if you use your mobile then just scroll all the way down to the bottom.

Re: BofA fico scores? how accurate are they?

MudkipsRKooL — Sat, 23 May 2020 18:44:44 GMT

thanks I just did AnnualCreditReport recently 1 dollar for TU, that's fine since the free one gave me error or didn't show score, aka credit report not score, lol. I got the EX score free as well was thinking $1. My EQ generated error on ACR, not sure if it has to do with me being on their "class action lawsuit" or w/e. 6-9 months in my CK score is about 1-5 points from my real score which is amazing when it was 20-50 point difference 6+ months ago.

Re: BofA fico scores? how accurate are they?

Anonymous — Sun, 24 May 2020 01:32:30 GMT

The score shown on BOA lags by anywhere from a couple weeks to a month. They do have a nice chart showing your score over time. The site also accurately shows the date for which the score was accurate.