https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Hooters-HSBC-report-to-Experian-only/m-p/175324#M17087 <DIV><DIV><BR /><BLOCKQUOTE><DIV><HR />nyccc2 wrote:<BR />My new Hooters and HSBC just updated to Experian, but not to TU or Efx (which are my good reports). Is that because they don't report to those agencies or because they just update later?<BR /><BR />Also, any idea how two new cards with small balances that are current will affect my score? Up/down?<BR /><HR /></DIV></BLOCKQUOTE><BR /><DIV>Probably due to EX being super fast at everything -- the good AND the bad.&nbsp; <img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" />&nbsp; I've always had both HSBC cards report to all three.</DIV><DIV>&nbsp;</DIV><DIV>HTH</DIV><DIV>&nbsp;</DIV><DIV>-P</DIV></DIV></DIV> Sun, 09 Mar 2008 04:57:42 GMT Anonymous 2008-03-09T04:57:42Z https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Hooters-HSBC-report-to-Experian-only/m-p/175160#M17078 My new Hooters and HSBC just updated to Experian, but not to TU or Efx (which are my good reports). Is that because they don't report to those agencies or because they just update later?<BR /><BR />Also, any idea how two new cards with small balances that are current will affect my score? Up/down? Sun, 09 Mar 2008 00:39:37 GMT https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Hooters-HSBC-report-to-Experian-only/m-p/175160#M17078 Anonymous 2008-03-09T00:39:37Z https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Hooters-HSBC-report-to-Experian-only/m-p/175324#M17087 <DIV><DIV><BR /><BLOCKQUOTE><DIV><HR />nyccc2 wrote:<BR />My new Hooters and HSBC just updated to Experian, but not to TU or Efx (which are my good reports). Is that because they don't report to those agencies or because they just update later?<BR /><BR />Also, any idea how two new cards with small balances that are current will affect my score? Up/down?<BR /><HR /></DIV></BLOCKQUOTE><BR /><DIV>Probably due to EX being super fast at everything -- the good AND the bad.&nbsp; <img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" />&nbsp; I've always had both HSBC cards report to all three.</DIV><DIV>&nbsp;</DIV><DIV>HTH</DIV><DIV>&nbsp;</DIV><DIV>-P</DIV></DIV></DIV> Sun, 09 Mar 2008 04:57:42 GMT https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Hooters-HSBC-report-to-Experian-only/m-p/175324#M17087 Anonymous 2008-03-09T04:57:42Z https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Hooters-HSBC-report-to-Experian-only/m-p/175435#M17088 <DIV></DIV><DIV><FONT color="#0000cc">Hooter's reports to all 3 (TU,EQ &amp; EX) however some months EX is updated 1st with TU and EQ reporting a few days later.</FONT></DIV><DIV><FONT color="#0000cc"></FONT>&nbsp;</DIV><DIV><FONT color="#0000cc">I would recommend checking in a few days and you should see updates to TU &amp; EQ.<BR /></FONT></DIV><BLOCKQUOTE><DIV><HR />nyccc2 wrote:<BR />My new Hooters and HSBC just updated to Experian, but not to TU or Efx (which are my good reports). Is that because they don't report to those agencies or because they just update later?<BR /><BR />Also, any idea how two new cards with small balances that are current will affect my score? Up/down?<BR /><HR /></DIV></BLOCKQUOTE><DIV><BR /></DIV><DIV></DIV> Sun, 09 Mar 2008 13:54:49 GMT https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Hooters-HSBC-report-to-Experian-only/m-p/175435#M17088 Anonymous 2008-03-09T13:54:49Z