https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Is-this-a-good-score/m-p/177178#M17175 <BLOCKQUOTE><HR /><a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/64369">@Andy77</a> wrote:<BR /> <DIV>that is my TU score that I received through Myfico...</DIV><BR /><HR /></BLOCKQUOTE><BR />It is possible to have a good score, but still be denied for a card based on credit history. For instance, I recently had 752 on EX, but I also had a 30-day late payment that was less than a year old, and I wasn't about to go near AmEx or Discover. The same is often true if you once had a charge-off, or if you included a CCC's card in bankruptcy --they might well turn you down, even if the derogs no longer displayed on your report, or were no longer affecting your score very much.<BR /><BR />So if there are any recent negatives on your report, or any past history with a certain company that they still have on file, you could get declined with a 760. Tue, 11 Mar 2008 16:06:27 GMT haulingthescoreup 2008-03-11T16:06:27Z https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Is-this-a-good-score/m-p/177146#M17172 <DIV>Is 760 a good score?&nbsp; Does anyone know of any Credit Card companies that would think that score is too low to grant someone credit?</DIV><DIV>&nbsp;</DIV><DIV>Thank you</DIV> Tue, 11 Mar 2008 15:33:54 GMT https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Is-this-a-good-score/m-p/177146#M17172 Andy77 2008-03-11T15:33:54Z https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Is-this-a-good-score/m-p/177163#M17173 <DIV>Um...if that is a true FICO score, that is a VERY GOOD score...almost anyone would loan you money with that score (assuming all else is good on loan app).</DIV> Tue, 11 Mar 2008 15:48:49 GMT https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Is-this-a-good-score/m-p/177163#M17173 sh9730 2008-03-11T15:48:49Z https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Is-this-a-good-score/m-p/177172#M17174 <DIV>that is my TU score that I received through Myfico...</DIV> Tue, 11 Mar 2008 15:58:48 GMT https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Is-this-a-good-score/m-p/177172#M17174 Andy77 2008-03-11T15:58:48Z https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Is-this-a-good-score/m-p/177178#M17175 <BLOCKQUOTE><HR /><a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/64369">@Andy77</a> wrote:<BR /> <DIV>that is my TU score that I received through Myfico...</DIV><BR /><HR /></BLOCKQUOTE><BR />It is possible to have a good score, but still be denied for a card based on credit history. For instance, I recently had 752 on EX, but I also had a 30-day late payment that was less than a year old, and I wasn't about to go near AmEx or Discover. The same is often true if you once had a charge-off, or if you included a CCC's card in bankruptcy --they might well turn you down, even if the derogs no longer displayed on your report, or were no longer affecting your score very much.<BR /><BR />So if there are any recent negatives on your report, or any past history with a certain company that they still have on file, you could get declined with a 760. Tue, 11 Mar 2008 16:06:27 GMT https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Is-this-a-good-score/m-p/177178#M17175 haulingthescoreup 2008-03-11T16:06:27Z