https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Fico-score-compared-to-scores-on-website/m-p/179962#M17348 <DIV></DIV> <DIV><BR /> <BLOCKQUOTE> <DIV> <HR /> zorro wrote:<BR /> <DIV>I got a credit report from all 3 websites last month. It gave me scores of685 equi/729 trans/742 exper .Now I check each one again and they are much lower. They explain there is a monthly number and exact number ( called risk number/ plus number/ vague names). Is either of these similar to fico score or do I have to spend more money to make sure my scores are where they need to be for aline of credit I'm applying for&gt; There's an app fee and I don't want to spend it if my scores aren't where they need to be. I thought they were easily till I found out there are so many numbers. I'm so confused</DIV><BR /> <HR /> </DIV></BLOCKQUOTE> <DIV>Hi zorro!</DIV> <DIV>&nbsp;</DIV> <DIV>Please read the Credit Scoring 101 thread linked in my siggy.&nbsp; The answers to your questions are in the first post in that thread.</DIV> <DIV>&nbsp;</DIV></DIV> Fri, 14 Mar 2008 04:28:24 GMT Anonymous 2008-03-14T04:28:24Z https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Fico-score-compared-to-scores-on-website/m-p/179444#M17329 <DIV>I got a credit report from all 3 websites last month. It gave me scores of685 equi/729 trans/742 exper .Now I check each one again and they are much lower. They explain there is a monthly number and exact number ( called risk number/ plus number/ vague names). Is either of these similar to fico score or do I have to spend more money to make sure my scores are where they need to be for aline of credit I'm applying for&gt; There's an app fee and I don't want to spend it if my scores aren't where they need to be. I thought they were easily till I found out there are so many numbers. I'm so confused</DIV> Thu, 13 Mar 2008 19:19:53 GMT https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Fico-score-compared-to-scores-on-website/m-p/179444#M17329 Anonymous 2008-03-13T19:19:53Z https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Fico-score-compared-to-scores-on-website/m-p/179962#M17348 <DIV></DIV> <DIV><BR /> <BLOCKQUOTE> <DIV> <HR /> zorro wrote:<BR /> <DIV>I got a credit report from all 3 websites last month. It gave me scores of685 equi/729 trans/742 exper .Now I check each one again and they are much lower. They explain there is a monthly number and exact number ( called risk number/ plus number/ vague names). Is either of these similar to fico score or do I have to spend more money to make sure my scores are where they need to be for aline of credit I'm applying for&gt; There's an app fee and I don't want to spend it if my scores aren't where they need to be. I thought they were easily till I found out there are so many numbers. I'm so confused</DIV><BR /> <HR /> </DIV></BLOCKQUOTE> <DIV>Hi zorro!</DIV> <DIV>&nbsp;</DIV> <DIV>Please read the Credit Scoring 101 thread linked in my siggy.&nbsp; The answers to your questions are in the first post in that thread.</DIV> <DIV>&nbsp;</DIV></DIV> Fri, 14 Mar 2008 04:28:24 GMT https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Fico-score-compared-to-scores-on-website/m-p/179962#M17348 Anonymous 2008-03-14T04:28:24Z