https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Paid-charge-off-removed-help/m-p/6122773#M176195 <P>Possibly, yes, depending on the rest of your file and if there are other negatives.</P> Tue, 01 Sep 2020 05:29:07 GMT OmarGB9 2020-09-01T05:29:07Z https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Paid-charge-off-removed-help/m-p/6122362#M176185 <P>Hi all,</P><P>so I'm applying for a mortgage with my husband and sadly my scores are lower. My middle score is 613. I need a 620! Well going over my report I noticed that a paid charge off of $18,600 is reported twice from three years ago. Long story short I called chase and that apologized and said they assigned a new account number and forgot to delete old account. They said it would be expedited and removed in 2-5 days. So my question is, if that extra paid charge off falls off my report is there any hope in points increase for my mortgage scores?</P> Mon, 31 Aug 2020 22:33:35 GMT https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Paid-charge-off-removed-help/m-p/6122362#M176185 Anonymous 2020-08-31T22:33:35Z https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Paid-charge-off-removed-help/m-p/6122773#M176195 <P>Possibly, yes, depending on the rest of your file and if there are other negatives.</P> Tue, 01 Sep 2020 05:29:07 GMT https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Paid-charge-off-removed-help/m-p/6122773#M176195 OmarGB9 2020-09-01T05:29:07Z