topic Re: App glitch in Understanding FICO® Scoring

App glitch

Anonymous — Tue, 22 Sep 2020 21:44:43 GMT

I got an update that my score had increased over 100pts. Which was great. I check the app and see it there. I ordered an updated credit report for all 3B since the alert didn't give me a reason for the increase. When I order the report it changes from +100 pts to -100pts and has the old score on there. Is this a system glitch?

Re: App glitch

Anonymous — Wed, 23 Sep 2020 01:15:18 GMT

I think only you would know the answer to that. A 100 point swing to a Fico score indicates a significant change to a credit report such as the introduction or deletion of major negative information, a massive shift from maxed out utilization to ideal utilization, or something similar. If you're aware of a major change to your CR, such a swing is possible. If not, I'd definitely say it's some sort of glitch.

Re: App glitch

Anonymous — Wed, 23 Sep 2020 18:21:10 GMT

Thank you. I think I worded this wrong. Yes, my score actually jumped but the app is showing something different. I had the same thing happen today, so definitely a glitch in how the app is reporting the correct score.