topic Re: Need some help understanding something in Understanding FICO® Scoring

Need some help understanding something

Anonymous — Sun, 30 Mar 2008 17:53:35 GMT

I've been trying to repair my credit recently w/no luck and since I've found this forum a few things have dawned on me. I disputed CA's and some removed others were just update to a pd or discharged in BK status. The pds & discharges still hurt my score, don't they? Is there any way to get the CAs deleted now that I've already paid them?

Re: Need some help understanding something

Anonymous — Sun, 30 Mar 2008 18:03:07 GMT

good will letters are the only/best option in this scenario. just be persistant, but understand they are not required to change accurate and legal information.

Re: Need some help understanding something

Anonymous — Mon, 31 Mar 2008 21:48:43 GMT

What about bills that I paid to the OC. I have CA's reporting these items as paid on my report but I was never notified by the CA that they had an account. I had the bills from the OC and mailed pymnt to these companies. Are they allowed to keep this accnt on my CR w/out having ever notifying me?

Re: Need some help understanding something

Junejer — Mon, 31 Mar 2008 21:56:11 GMT

Send a DV to those CAs.