https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Possible-Data-Point-for-CFA/m-p/6290126#M185750 <P>I had 2 payday loans ( same company ) on Experian that were not supposed to fall off for some time.&nbsp; &nbsp; &nbsp;One was paid / closed / never late and refinaced and should have probably been on until 2026.&nbsp; The refianced was eventually charged-off and should be on there until 2023</P><P>&nbsp;</P><P>Both had been reporting...on Mar 25th the one that was paid / closed ( positive ) was deleted:&nbsp; FICO 8 dropped 6 points and FICO 2 rose by 12.</P><P>The charged-off is still reporting.</P> Mon, 29 Mar 2021 20:18:24 GMT 800goal800 2021-03-29T20:18:24Z https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Possible-Data-Point-for-CFA/m-p/6290126#M185750 <P>I had 2 payday loans ( same company ) on Experian that were not supposed to fall off for some time.&nbsp; &nbsp; &nbsp;One was paid / closed / never late and refinaced and should have probably been on until 2026.&nbsp; The refianced was eventually charged-off and should be on there until 2023</P><P>&nbsp;</P><P>Both had been reporting...on Mar 25th the one that was paid / closed ( positive ) was deleted:&nbsp; FICO 8 dropped 6 points and FICO 2 rose by 12.</P><P>The charged-off is still reporting.</P> Mon, 29 Mar 2021 20:18:24 GMT https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Possible-Data-Point-for-CFA/m-p/6290126#M185750 800goal800 2021-03-29T20:18:24Z https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Possible-Data-Point-for-CFA/m-p/6290347#M185757 <P>Did you see a change regarding a CFA negative reason statement?</P> Tue, 30 Mar 2021 00:13:53 GMT https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Possible-Data-Point-for-CFA/m-p/6290347#M185757 Anonymous 2021-03-30T00:13:53Z https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Possible-Data-Point-for-CFA/m-p/6290348#M185758 <P>A CFA neg statement has never shown as one of the four&nbsp;</P> Tue, 30 Mar 2021 00:19:09 GMT https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Possible-Data-Point-for-CFA/m-p/6290348#M185758 800goal800 2021-03-30T00:19:09Z https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Possible-Data-Point-for-CFA/m-p/6290429#M185760 <P>I guess my question is how the topic of CFA enters into the discussion then?&nbsp; Maybe you just need to give some more info / backstory?</P> Tue, 30 Mar 2021 02:07:27 GMT https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Possible-Data-Point-for-CFA/m-p/6290429#M185760 Anonymous 2021-03-30T02:07:27Z