https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Score-drop/m-p/6358996#M188477 <P>Just fishing for some ideas. My TU score dropped (5) points today. When I clicked on the notifications it said I went from 73% UTI on my Capital One card to 0% and gave me a -5%. My overall UTI went down 3%. Don't really understand.&nbsp;</P> Mon, 28 Jun 2021 18:23:04 GMT coachbeau 2021-06-28T18:23:04Z https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Score-drop/m-p/6358996#M188477 <P>Just fishing for some ideas. My TU score dropped (5) points today. When I clicked on the notifications it said I went from 73% UTI on my Capital One card to 0% and gave me a -5%. My overall UTI went down 3%. Don't really understand.&nbsp;</P> Mon, 28 Jun 2021 18:23:04 GMT https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Score-drop/m-p/6358996#M188477 coachbeau 2021-06-28T18:23:04Z https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Score-drop/m-p/6359009#M188478 <P>Sounds like something else happened - paying down a card without resulting in every card at zero will not cause a score drop. If you have them available, compare yesterday's report to today's, line by line. Something should pop out.</P> Mon, 28 Jun 2021 18:42:39 GMT https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Score-drop/m-p/6359009#M188478 Anonymous 2021-06-28T18:42:39Z https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Score-drop/m-p/6359055#M188479 <P>Vantage site? If it is. Means really nothing.</P> Mon, 28 Jun 2021 20:01:06 GMT https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Score-drop/m-p/6359055#M188479 FireMedic1 2021-06-28T20:01:06Z https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Score-drop/m-p/6361492#M188524 <P>Where did you get your score from?</P> Fri, 02 Jul 2021 03:49:35 GMT https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Score-drop/m-p/6361492#M188524 Anonymous 2021-07-02T03:49:35Z