topic Re: Question about my Rico score in Understanding FICO® Scoring

Question about my FICO SCORE

Anonymous — Mon, 12 Jul 2021 04:49:39 GMT

Will it help or hurt to pay off a charge off last updated in June 2019. Should i wait for it to fall off or would it be better to pay if off right now. i need to improve my fico as soon as possible. If i wait it wouldnt fall of my credit report until about 2025.

Re: Question about my Rico score

SouthJamaica — Fri, 09 Jul 2021 18:51:25 GMT

@Anonymous wrote:
Will it help or hurt to pay off a charge off last updated in June 2019. Should i wait for it to fall off or would it be better to pay if off right now. i need to improve my fico as soon as possible. If i wait it wouldnt fall of my credit report until about 2025.

I think you mean your FICO score, not your RICO score.

Paying it off would help some of your scores.

Try getting a "pay for delete"... i.e. tell them you would pay it off if they remove it from your credit report. If they won't do it, pay it off anyway.

Re: Question about my Rico score

spiritcraft1 — Fri, 09 Jul 2021 18:54:37 GMT

The Rico score is for Mobsters and corrupt Corporate types.

Re: Question about my Rico score

SouthJamaica — Fri, 09 Jul 2021 19:01:56 GMT

@spiritcraft1 wrote:
The Rico score is for Mobsters and corrupt Corporate types.

Oh, well there I excel Do they have a "resilience index" for mobsters? I'm very resilient under torture

Re: Question about my Rico score

Anonymous — Sat, 10 Jul 2021 23:38:11 GMT

Can someone please tell me what a RICO score is? is it another wortless score like the Vantage scores are?

Thanks

Mark

Re: Question about my Fico score

FinStar — Mon, 12 Jul 2021 03:57:06 GMT

@Anonymous wrote:
Can someone please tell me what a RICO score is? is it another wortless score like the Vantage scores are?
Thanks
Mark

Yes, it's on the Suave scale from 200 - 900 😂

It's likely the OP made a typo given the F key is fairly close to the R key. So, you can put your mind at ease that there isn't another unworthy scoring version floating around