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    <title>topic Collection Accts Confusing Me in Understanding FICO® Scoring</title>
    <link>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Collection-Accts-Confusing-Me/m-p/5697#M1926</link>
    <description>&lt;DIV&gt;and my score.&amp;nbsp; There are 4 of these on my credit report.&amp;nbsp; All have been paid.&amp;nbsp; So why are they still on all 3 of my reports as not paid bringing down my total score?&amp;nbsp; Should I have not paid? I have contacted the companes and they tell me that their hands are tied - HELP!&amp;nbsp; They sure cashed my checks!!!&lt;/DIV&gt;</description>
    <pubDate>Fri, 04 May 2007 01:40:41 GMT</pubDate>
    <dc:creator>lavender35</dc:creator>
    <dc:date>2007-05-04T01:40:41Z</dc:date>
    <item>
      <title>Collection Accts Confusing Me</title>
      <link>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Collection-Accts-Confusing-Me/m-p/5697#M1926</link>
      <description>&lt;DIV&gt;and my score.&amp;nbsp; There are 4 of these on my credit report.&amp;nbsp; All have been paid.&amp;nbsp; So why are they still on all 3 of my reports as not paid bringing down my total score?&amp;nbsp; Should I have not paid? I have contacted the companes and they tell me that their hands are tied - HELP!&amp;nbsp; They sure cashed my checks!!!&lt;/DIV&gt;</description>
      <pubDate>Fri, 04 May 2007 01:40:41 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Collection-Accts-Confusing-Me/m-p/5697#M1926</guid>
      <dc:creator>lavender35</dc:creator>
      <dc:date>2007-05-04T01:40:41Z</dc:date>
    </item>
    <item>
      <title>Re: Collection Accts Confusing Me</title>
      <link>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Collection-Accts-Confusing-Me/m-p/5720#M1928</link>
      <description>&lt;DIV&gt;Bad news. You have what is known as a Paid Collection.&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;Good news. Repost over on the General Credit Issues forum. We'll go from there.&lt;/DIV&gt;</description>
      <pubDate>Fri, 04 May 2007 05:56:37 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Collection-Accts-Confusing-Me/m-p/5720#M1928</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2007-05-04T05:56:37Z</dc:date>
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