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    <title>topic It's a new year in Understanding FICO® Scoring</title>
    <link>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/It-s-a-new-year/m-p/6466700#M193901</link>
    <description>&lt;P&gt;Not sure if the new year had anything to do with it, but all my various account age parameters rolled over by 1 month (as they do every month) and my EX 08 unexpectedly went from 702 to 708 (it's been at 702 for close to a year). It doesn't look like I hit any major anniversaries except AAoA (including AU accounts) went from 4 years to 4 years 1 month and AoYA went from 2 months to 3 months. No other changes between yesterday and today. Just thought I'd report the DP.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
    <pubDate>Sat, 01 Jan 2022 16:22:53 GMT</pubDate>
    <dc:creator>NYC_Fella</dc:creator>
    <dc:date>2022-01-01T16:22:53Z</dc:date>
    <item>
      <title>It's a new year</title>
      <link>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/It-s-a-new-year/m-p/6466700#M193901</link>
      <description>&lt;P&gt;Not sure if the new year had anything to do with it, but all my various account age parameters rolled over by 1 month (as they do every month) and my EX 08 unexpectedly went from 702 to 708 (it's been at 702 for close to a year). It doesn't look like I hit any major anniversaries except AAoA (including AU accounts) went from 4 years to 4 years 1 month and AoYA went from 2 months to 3 months. No other changes between yesterday and today. Just thought I'd report the DP.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Sat, 01 Jan 2022 16:22:53 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/It-s-a-new-year/m-p/6466700#M193901</guid>
      <dc:creator>NYC_Fella</dc:creator>
      <dc:date>2022-01-01T16:22:53Z</dc:date>
    </item>
    <item>
      <title>Re: It's a new year</title>
      <link>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/It-s-a-new-year/m-p/6467007#M193909</link>
      <description>&lt;P&gt;Credit rebuilding is like wine. You know the rest. &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Sun, 02 Jan 2022 10:48:24 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/It-s-a-new-year/m-p/6467007#M193909</guid>
      <dc:creator>FireMedic1</dc:creator>
      <dc:date>2022-01-02T10:48:24Z</dc:date>
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