https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/If-I-close-a-CC-how-long-does-it-remain-on-the-AU-s-report/m-p/6587786#M197435 <P>Pretty much that. I'm sick of this idiotic $1000 limit Chase Amazon Visa and am going to close it. I had 2 of my kids (18 and 21) as AU on it. They've already had the benefit for 6 years and now have their own cards not to mention scores in the 780's.&nbsp; Will my closing it immediately remove it for them or will it remain for years like it "should" on my report. Anything not over $10k is getting chopped within a year.</P><P>&nbsp;</P><P>Thanks for any help y'all.&nbsp;</P> Sat, 03 Sep 2022 18:38:56 GMT 805orbust 2022-09-03T18:38:56Z https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/If-I-close-a-CC-how-long-does-it-remain-on-the-AU-s-report/m-p/6587786#M197435 <P>Pretty much that. I'm sick of this idiotic $1000 limit Chase Amazon Visa and am going to close it. I had 2 of my kids (18 and 21) as AU on it. They've already had the benefit for 6 years and now have their own cards not to mention scores in the 780's.&nbsp; Will my closing it immediately remove it for them or will it remain for years like it "should" on my report. Anything not over $10k is getting chopped within a year.</P><P>&nbsp;</P><P>Thanks for any help y'all.&nbsp;</P> Sat, 03 Sep 2022 18:38:56 GMT https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/If-I-close-a-CC-how-long-does-it-remain-on-the-AU-s-report/m-p/6587786#M197435 805orbust 2022-09-03T18:38:56Z https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/If-I-close-a-CC-how-long-does-it-remain-on-the-AU-s-report/m-p/6587791#M197436 <P>It will only stay on account owner files for up to 10 years. Removed immediately from AU reports.</P> Sat, 03 Sep 2022 18:54:15 GMT https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/If-I-close-a-CC-how-long-does-it-remain-on-the-AU-s-report/m-p/6587791#M197436 blindambition 2022-09-03T18:54:15Z https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/If-I-close-a-CC-how-long-does-it-remain-on-the-AU-s-report/m-p/6587797#M197438 <P>I can only answer regarding an AMEX account . My daughter was an AU on my dh's account this was closed in 8/2019. It remains on her TU and EXP listed as closed . It came off EQ rather quickly after closing .</P> Sat, 03 Sep 2022 19:04:39 GMT https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/If-I-close-a-CC-how-long-does-it-remain-on-the-AU-s-report/m-p/6587797#M197438 Jnbmom 2022-09-03T19:04:39Z https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/If-I-close-a-CC-how-long-does-it-remain-on-the-AU-s-report/m-p/6587800#M197439 <P>Oh... wow. Interesting. Didn't realize that. Although thinking about it, I also have them on my Disco and Amex EDP.&nbsp; I am so sick of that, and the $900 Cabelas (another bought by Cap1 and just want them gone.&nbsp;</P> Sat, 03 Sep 2022 19:12:01 GMT https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/If-I-close-a-CC-how-long-does-it-remain-on-the-AU-s-report/m-p/6587800#M197439 805orbust 2022-09-03T19:12:01Z