topic Re: Where is the very in-depth thread about FICO scoring? in Understanding FICO® Scoring

Where is the very in-depth thread about FICO scoring?

GZG — Tue, 04 Oct 2022 16:40:13 GMT

I can't find that super long, detailed thread about FICO scoring. It's not in the big list of threads, or if it is, I've missed it, but I just can't seem to find it.

It goes over scoring factors, scorecards, how many points are in each portion of the scoring alogrithim. etc etc.

Re: Where is the very in-depth thread about FICO scoring?

NoHardLimits — Tue, 04 Oct 2022 17:11:51 GMT

Do you mean this one?

https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Credit-Scoring-Primer-pub-5-17-20/m-p/6023348

Re: Where is the very in-depth thread about FICO scoring?

GZG — Tue, 04 Oct 2022 18:22:20 GMT

Yes! Thank you!

@NoHardLimits wrote:
Do you mean this one?

https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Credit-Scoring-Primer-pub-5-17-20/m-p/6023348

Re: Where is the very in-depth thread about FICO scoring?

NoHardLimits — Tue, 04 Oct 2022 18:53:32 GMT

@GZG wrote:
Yes! Thank you!
@NoHardLimits wrote:
Do you mean this one?

https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Credit-Scoring-Primer-pub-5-17-20/m-p/6023348

You're welcome! It was a very good read. That's why I remembered it.

Re: Where is the very in-depth thread about FICO scoring?

difringe — Tue, 07 Feb 2023 02:06:27 GMT

@GZG wrote:
I can't find that super long, detailed thread about FICO scoring. It's not in the big list of threads, or if it is, I've missed it, but I just can't seem to find it.

It goes over scoring factors, scorecards, how many points are in each portion of the scoring alogrithim. etc etc.

Never understood why threads like that, the Navy Federal/PenFed info threads, etc. aren't just pinned

Re: Where is the very in-depth thread about FICO scoring?

SouthJamaica — Tue, 07 Feb 2023 04:15:33 GMT

@difringe wrote:
@GZG wrote:
I can't find that super long, detailed thread about FICO scoring. It's not in the big list of threads, or if it is, I've missed it, but I just can't seem to find it.

It goes over scoring factors, scorecards, how many points are in each portion of the scoring alogrithim. etc etc.
Never understood why threads like that, the Navy Federal/PenFed info threads, etc. aren't just pinned

One probable reason is that while it purports to be authoritative, it's got a lot of things in it that are unproven and/or wrong.

Re: Where is the very in-depth thread about FICO scoring?

difringe — Tue, 07 Feb 2023 16:49:46 GMT

@SouthJamaica wrote:
@difringe wrote:
@GZG wrote:
I can't find that super long, detailed thread about FICO scoring. It's not in the big list of threads, or if it is, I've missed it, but I just can't seem to find it.

It goes over scoring factors, scorecards, how many points are in each portion of the scoring alogrithim. etc etc.
Never understood why threads like that, the Navy Federal/PenFed info threads, etc. aren't just pinned
One probable reason is that while it purports to be authoritative, it's got a lot of things in it that are unproven and/or wrong.

i feel like that's easily correctable by updating...and the NFCU/PenFed threads have multiple versions to make sure they're up-to-date, but they're still not pinned. anyway, just one of my random gripes with this forum