topic zero balance accounts in Understanding FICO® Scoring https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/zero-balance-accounts/m-p/483#M198 does it improve my score to close these accounts or leave them open? Mon, 19 Mar 2007 19:48:16 GMT Anonymous 2007-03-19T19:48:16Z zero balance accounts https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/zero-balance-accounts/m-p/483#M198 does it improve my score to close these accounts or leave them open? Mon, 19 Mar 2007 19:48:16 GMT https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/zero-balance-accounts/m-p/483#M198 Anonymous 2007-03-19T19:48:16Z Leave them open as closing them may affect the average ag... https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/zero-balance-accounts/m-p/497#M208 <DIV>Leave them open as closing them may affect the average age of your accounts as well as you utilization.&nbsp; If there are annual fees that is the only reason I can tink of closing them.&nbsp; Just be sure to use them occassionally to prevent a 'closed by grantor' statement from showing up on your profile. Some leders will close for inactivity</DIV> Mon, 19 Mar 2007 22:17:30 GMT https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/zero-balance-accounts/m-p/497#M208 Anonymous 2007-03-19T22:17:30Z