FICO 10 vs FICO 8 - Large differences?

C_DUBYA — Mon, 09 Jan 2023 02:30:11 GMT

The FICO scoring stuff continues to boggle my mind.

FICO 8 has the following:

EQ: 667

TU:651

EX: 663

FICO 10 has the following:

EQ: 626

TU: 519

EX: 538

How in the world can something be a 125 difference? Or 140 difference? How can scoring with similar builds be THAT different? I just don't get it.

Re: FICO 10 vs FICO 8 - Large differences?

Jeffster1 — Mon, 09 Jan 2023 04:12:20 GMT

My FICO10 and FICO10T are higher than my FICO8 score on all 3 CRAs. Around the same as my FICO9.