topic Re: Credit Monitoring and FICO in Understanding FICO® Scoring

Credit Monitoring and FICO

Empires — Mon, 15 May 2023 19:53:13 GMT

is there a Credit Monitoring Service that provides you with the ability to pull a new FICO score on a daily basis for all three credit bureaus?

Re: Credit Monitoring and FICO

GZG — Mon, 15 May 2023 20:09:34 GMT

@Empires wrote:
is there a Credit Monitoring Service that provides you with the ability to pull a new FICO score on a daily basis for all three credit bureaus?

experian will give you your new experian fico scores daily from their website with their $20/month plan

and my fico will give you fico score updates, delayed, only updating based on certain credit profile changes, as often as those changes happen

myequifax you can get daily vantage 3.0 scores on their $5/plan

other than paying the $60 or $47 on sale to pull new 3-bureau scores everyday from myfico, there's no other options currently afaik

Re: Credit Monitoring and FICO

FireMedic1 — Mon, 15 May 2023 20:43:27 GMT

Welcome to the forums @Empires

@GZGbasically handled it. No such product for all 3 on a daily basis.

Re: Credit Monitoring and FICO

SouthJamaica — Mon, 15 May 2023 20:59:28 GMT

@Empires wrote:
is there a Credit Monitoring Service that provides you with the ability to pull a new FICO score on a daily basis for all three credit bureaus?

No.

The only daily monitoring of a FICO score of which I am aware is experian.com, which offers daily updates of 7 or 8 EX FICO scores.

Re: Credit Monitoring and FICO

rosco75 — Thu, 18 May 2023 20:26:03 GMT

May I ask why you would need daily score updates? Creditors often do not update scores daily. I have founf that the "as they change" updated provided by MyFico works well, and when I need a new score I can pay for an on demand update which usually covers all the bases.

Re: Credit Monitoring and FICO

butterpecan — Thu, 18 May 2023 21:58:52 GMT

@GZG wrote:
@Empires wrote:
is there a Credit Monitoring Service that provides you with the ability to pull a new FICO score on a daily basis for all three credit bureaus?
experian will give you your new experian fico scores daily from their website with their $20/month plan

and my fico will give you fico score updates, delayed, only updating based on certain credit profile changes, as often as those changes happen

myequifax you can get daily vantage 3.0 scores on their $5/plan

other than paying the $60 or $47 on sale to pull new 3-bureau scores everyday from myfico, there's no other options currently afaik

@GZG Is there a TransUnion FICO site that has a similar option? I know Experian includes a once a month for EQ and TU for free but is there one that updates a little more frequently than that for just TU? I don't need daily for any of them I am just learning the ropes seeing where I can find what FICO and how often for when I just want to have a look at my score

Re: Credit Monitoring and FICO

FireMedic1 — Fri, 19 May 2023 08:53:34 GMT

Free monthly EQ FICO Score right here at MyFICO.

https://www.myfico.com/products/fico-free-plan-a

Re: Credit Monitoring and FICO

rosco75 — Fri, 19 May 2023 12:13:14 GMT

@FireMedic1 wrote:
Free monthly EQ FICO Score right here at MyFICO.
https://www.myfico.com/products/fico-free-plan-a

He is asking for daily options, not monthly.

Aside from everything offered in the thread, I think it would be helpful to understand his reasoning for needing such timly updates and then we might be better able to offer better advice.

Re: Credit Monitoring and FICO

FireMedic1 — Mon, 22 May 2023 20:43:54 GMT

@rosco75 wrote:
@FireMedic1 wrote:
Free monthly EQ FICO Score right here at MyFICO.
https://www.myfico.com/products/fico-free-plan-a
He is asking for daily options, not monthly.

Aside from everything offered in the thread, I think it would be helpful to understand his reasoning for needing such timly updates and then we might be better able to offer better advice.

@rosco75 I read the title. Thank You. OP is interested in FICO scores daily. Least My FICO is the only place to get EQ FICO scores for free monthly. Not many credit cards offer EQ FICO as a member. Part of the job being a CL. Helping in ways to assist the members. Its been answered it just doesnt happen. So threw in other ways to get scores for free.

Re: Credit Monitoring and FICO

rosco75 — Mon, 22 May 2023 15:15:13 GMT

@FireMedic1 wrote:
@rosco75 wrote:
@FireMedic1 wrote:
Free monthly EQ FICO Score right here at MyFICO.
https://www.myfico.com/products/fico-free-plan-a
He is asking for daily options, not monthly.

Aside from everything offered in the thread, I think it would be helpful to understand his reasoning for needing such timly updates and then we might be better able to offer better advice.
@rosco75 I read the title. Thank You. OP is so interested in FICO scores daily. Least My FICO is the only place to get EQ FICO scores for free monthly. Not many credit cards offer EQ FICO as a member. Part of the job being a CL. Helping in ways to assist the members. Its been answered it just doesnt happen. So threw in other ways to get scores for free.

His question was not in the title, actually.

But I did not mean to ruffle feathers just trying to keep the thread on topic.

We appreciate the assistance our CL's offer and im sure the information provided is useful, didnt mean to imply otherwise =)

Re: Credit Monitoring and FICO

FireMedic1 — Mon, 22 May 2023 20:51:17 GMT

@rosco75 wrote:
@FireMedic1 wrote:
@rosco75 wrote:
@FireMedic1 wrote:
Free monthly EQ FICO Score right here at MyFICO.
https://www.myfico.com/products/fico-free-plan-a
He is asking for daily options, not monthly.

Aside from everything offered in the thread, I think it would be helpful to understand his reasoning for needing such timly updates and then we might be better able to offer better advice.
@rosco75 I read the title. Thank You. OP is so interested in FICO scores daily. Least My FICO is the only place to get EQ FICO scores for free monthly. Not many credit cards offer EQ FICO as a member. Part of the job being a CL. Helping in ways to assist the members. Its been answered it just doesnt happen. So threw in other ways to get scores for free.
His question was not in the title, actually.
But I did not mean to ruffle feathers just trying to keep the thread on topic.

We appreciate the assistance our CL's offer and im sure the information provided is useful, didnt mean to imply otherwise =)

@rosco75 Its all good. Many answered it just doesnt happen with all 3. I added a different angle to get EQ for free on here. And EX as we know is free also. Both on a monthly basis. If one road is closed. Their's always a detour.