topic Re: Getting close in Understanding FICO® Scoring

Getting close

Jnbmom — Thu, 14 Sep 2023 22:17:33 GMT

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Getting close to 800 club , however Transunion hit 805 then back down to 795 lol

Re: Getting close

JoeRockhead — Thu, 14 Sep 2023 22:24:08 GMT

Great score!..... Awesome, so they say, is just 9 measly points away! I don't know what's after that, I've never been to that neighborhood. Congratulations.

Re: Getting close

CreditCuriosity — Thu, 14 Sep 2023 22:38:08 GMT

Congrats really anything over 760 or 780 is just gravy unless you are gardening good and want to see an 850 or something close . Wish I have been good like yourself

Re: Getting close

Jnbmom — Thu, 14 Sep 2023 23:22:47 GMT

@CreditCuriosity wrote:
Congrats really anything over 760 or 780 is just gravy unless you are gardening good and want to see an 850 or something close . Wish I have been good like yourself

I wouldn't say I have been good 😂😂 I am sure if will be up and down as usual just glad I got the only late off EQ for EE almost 7 year old late and my EQ never went over 750 so still kept it down .

Re: Getting close

Priory_Man — Fri, 15 Sep 2023 00:49:52 GMT

Healthy looking scores across all 3, it is a great feeling when they all have an 8 at the beginning. It won't be too long before you get to experience it.

Re: Getting close

SouthJamaica — Fri, 15 Sep 2023 02:20:33 GMT

@Jnbmom wrote:
IMG_4111.jpeg
Getting close to 800 club , however Transunion hit 805 then back down to 795 lol

Nice going

Re: Getting close

Creditwiser — Fri, 15 Sep 2023 04:32:34 GMT

Good on you ! Congrats !

Re: Getting close

FireMedic1 — Sat, 16 Sep 2023 21:02:09 GMT

Congrats @Jnbmom . I'll loan ya what you need. Just give em back!

Re: Getting close

Jnbmom — Sat, 16 Sep 2023 22:35:58 GMT

@FireMedic1 wrote:
Congrats @Jnbmom . I'll loan ya what you need. Just give em back!

@FireMedic1

😊😂

Re: Getting close

markbeiser — Sun, 17 Sep 2023 00:31:59 GMT

Those last few points are the most frustrating, as they tend to not come until you've gone 12 months with no new accounts.
According to the simulators, I'll jump up over 800 on all 3 in 5 months when my newest account, and the inquiries that came with it, pass the 12 month mark.
Been that way for a few months now, so annoying.
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Re: Getting close

Junejer — Tue, 19 Sep 2023 15:48:17 GMT

That's awesome, @Jnbmom! I remember hovering between 791 - 795 for a minute before breaking the barrier. TU was the hardest for me to break the barrier. As long as you're good, you should break through the 800 barrier and keep going.