topic Re: DCU FCU Fico Score in Understanding FICO® Scoring https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/DCU-FCU-Fico-Score/m-p/6765236#M203157 <BLOCKQUOTE><HR /><a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/692821">@CreditUp26</a>&nbsp;wrote:<BR /><P>I'm aware there are different FICO models. Does anyone else find the FICO score given by DCU FCU is consistently lower than what is shown on MyFico though? Mine is like 40 pts different. Never noticed before but wanted to know if there is a known reason. Thanks!</P><HR /></BLOCKQUOTE><P>it's EQ FICO 5, not EQ FICO 8</P><P>&nbsp;</P><P>EQ FICO 5 is a mortgage score and mortgage scores tend to be lower/more punishing than FICO 8/9</P> Tue, 04 Jun 2024 22:18:30 GMT GZG 2024-06-04T22:18:30Z DCU FCU Fico Score https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/DCU-FCU-Fico-Score/m-p/6765235#M203156 <P>I'm aware there are different FICO models. Does anyone else find the FICO score given by DCU FCU is consistently lower than what is shown on MyFico though? Mine is like 40 pts different. Never noticed before but wanted to know if there is a known reason. Thanks!</P> Tue, 04 Jun 2024 22:16:59 GMT https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/DCU-FCU-Fico-Score/m-p/6765235#M203156 CreditUp26 2024-06-04T22:16:59Z Re: DCU FCU Fico Score https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/DCU-FCU-Fico-Score/m-p/6765236#M203157 <BLOCKQUOTE><HR /><a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/692821">@CreditUp26</a>&nbsp;wrote:<BR /><P>I'm aware there are different FICO models. Does anyone else find the FICO score given by DCU FCU is consistently lower than what is shown on MyFico though? Mine is like 40 pts different. Never noticed before but wanted to know if there is a known reason. Thanks!</P><HR /></BLOCKQUOTE><P>it's EQ FICO 5, not EQ FICO 8</P><P>&nbsp;</P><P>EQ FICO 5 is a mortgage score and mortgage scores tend to be lower/more punishing than FICO 8/9</P> Tue, 04 Jun 2024 22:18:30 GMT https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/DCU-FCU-Fico-Score/m-p/6765236#M203157 GZG 2024-06-04T22:18:30Z