topic Re: Scores in Understanding FICO® Scoring

Scores

Missbossi — Tue, 28 Jan 2025 20:25:56 GMT

Why my Experian is still sitting the same in for the last three months and haven't moved like all my credit scores

Re: Scores

pizzadude — Tue, 28 Jan 2025 20:48:01 GMT

@Missbossi wrote:
Why my Experian is still sitting the same in for the last three months and haven't moved like all my credit scores

It hasn't moved at all ? Can you share your scores, and what's been changing on your reports ?

Re: Scores

Missbossi — Tue, 28 Jan 2025 21:05:30 GMT

My Experian is 605 transunion is 750 my equifax is 749

Re: Scores

pizzadude — Tue, 28 Jan 2025 21:07:23 GMT

What are the derogatory items on your reports, specifically on EX ?

Re: Scores

Missbossi — Tue, 28 Jan 2025 21:08:40 GMT

I have one that reported as a negative for 5 lates that's was in 2023 and one for 2024 it's been over 5 months now and no change but it gets paid automatically

Re: Scores

FicoMike0 — Thu, 30 Jan 2025 00:55:55 GMT

To make comparisons it would help if you give specific scores, such as experian fico8, fico9, vs3, etc. Also might include source, such as experian app, creditkarma app, etc.

Re: Scores

Missbossi — Thu, 30 Jan 2025 00:58:32 GMT

I have all of those some scores are different than other score apps