topic Re: FICO score gain in Understanding FICO® Scoring

FICO score gain

Jnbmom — Sat, 22 Feb 2025 21:33:01 GMT

Riddle ne this .

Re: FICO score gain

Thomas_Thumb — Sun, 23 Feb 2025 00:14:07 GMT

@Jnbmom wrote:
Riddle ne this .

The knights who say Ni are rewarding you for the card sacrifice.

Re: FICO score gain

Jnbmom — Sun, 23 Feb 2025 00:15:37 GMT

Well good i hope when a few more close i am rewarded lol

Re: FICO score gain

BallBounces — Sun, 23 Feb 2025 13:37:54 GMT

Do you know what the descriptor said before?

Re: FICO score gain

Jnbmom — Sun, 23 Feb 2025 13:43:57 GMT

@BallBounces wrote:
Do you know what the descriptor said before?

I would assume open never late ?

Re: FICO score gain

BallBounces — Sun, 23 Feb 2025 13:50:31 GMT

Obviously I have no answer to your riddle, but it is interesting that they alert describes the descriptor change and not account status/number changes.

Of course the crux of the change probably has nothing to do with closing this card. You know the drill, what else changed, yadda yadda.

Lastly, this is I presume a commenity card. Is there a world it was some sort of store card penalty (yes I know it says Mastercard). Grasping at straws here. TT's answer is probably better than anything else.

Re: FICO score gain

Jnbmom — Sun, 23 Feb 2025 13:55:05 GMT

Yes I know the drill lol . Nothing seemed to change other then that account was closed but who knows .

Re: FICO score gain

FicoMike0 — Tue, 04 Mar 2025 22:06:22 GMT

Which score was this?

Re: FICO score gain

hdporter — Thu, 06 Mar 2025 00:18:17 GMT

Consider the possibility that another account aged past a significant threshold (or your average account age did so).

There are a number of significant FICO factors that can change within the same timeframe as a flagged factor change that can be the actual cause of a reported score change, but aren't flagged themselves.

Re: FICO score gain

Anonymous — Thu, 06 Mar 2025 02:01:23 GMT

@hdporter wrote:
..There are a number of significant FICO factors that can change within the same timeframe as a flagged factor change that can be the actual cause of a reported score change, but aren't flagged themselves.

Your FICO® Score has increased by 6 points!

Factors for this
"You closed a Commenity Card"