topic Re: PAC CREDIT REPORTS in Understanding FICO® Scoring

PAC CREDIT REPORTS

Anonymous — Wed, 09 May 2007 21:15:20 GMT

I need some help. My credit score was 620 and it dropped to 562. Based on the reasoning provided by MyFico it was because of a credit inquiry by

PAC CREDIT REPORTS
Inquiry date: 2/13/2007

Contact: PAC CREDIT REPORTS, PO Box 66, Aurora, IL, 605070066 • (708) 897-6700

I tried contacting the number provided and it appears to be inoperative, I did a search on the web but I was not able to find any information on PAC CREDIT REPORTS. Does anybody have any idea who they are? My credit dropped 59 points just for their inquiry. I need to contact them and find out what is going on. Any suggestions? Any help and/or advice will be appreciated. Thanks in advance.

Re: PAC CREDIT REPORTS

Tuscani — Wed, 09 May 2007 21:52:18 GMT

I couldn't find much either.. An Inq would not bring your score down that much. Something else on your report changed.

Message Edited by Tuscani on 05-09-2007 04:52 PM

Re: PAC CREDIT REPORTS

Anonymous — Wed, 09 May 2007 21:54:57 GMT

Did you open a money market account? Sometimes they pull CRs.

Re: PAC CREDIT REPORTS

Anonymous — Sun, 06 Jan 2008 04:18:52 GMT

Pac is an inquiry from the company you request a copy of your credit report. I had a bank charge with that companys name list and it was not clear to me and the bank traced it to the free credit report company on line. If you signed up for them to watch your credit each month this same name will show up on your bank statements. Hope this will help you clear up the problem.