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    <title>topic Different Scores - which one is correct??? in Understanding FICO® Scoring</title>
    <link>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Different-Scores-which-one-is-correct/m-p/7691#M2471</link>
    <description>&lt;DIV&gt;&lt;/DIV&gt;&lt;DIV&gt;Ok - I subscribe to PrivacyGuard and pulled my credit score &lt;STRONG&gt;today&lt;/STRONG&gt;.&amp;nbsp; According to PrivacyGuard my scores are as follows:&lt;/DIV&gt;&lt;DIV&gt;EQ - 607&lt;/DIV&gt;&lt;DIV&gt;EX - 621&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;I then decided to pull from myFICO &lt;STRONG&gt;today&lt;/STRONG&gt; and here are my scores:&lt;/DIV&gt;&lt;DIV&gt;EQ - 646&lt;/DIV&gt;&lt;DIV&gt;EX - 640&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;I've been working very hard to fix some bad credit mistakes from the past.&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;Why the differences?&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;Thanks a bunch!&lt;/DIV&gt;&lt;DIV&gt;&lt;img id="smileyindifferent" class="emoticon emoticon-smileyindifferent" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-indifferent.gif" alt="Smiley Indifferent" title="Smiley Indifferent" /&gt;&lt;/DIV&gt;</description>
    <pubDate>Fri, 11 May 2007 20:23:19 GMT</pubDate>
    <dc:creator>Datgirl</dc:creator>
    <dc:date>2007-05-11T20:23:19Z</dc:date>
    <item>
      <title>Different Scores - which one is correct???</title>
      <link>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Different-Scores-which-one-is-correct/m-p/7691#M2471</link>
      <description>&lt;DIV&gt;&lt;/DIV&gt;&lt;DIV&gt;Ok - I subscribe to PrivacyGuard and pulled my credit score &lt;STRONG&gt;today&lt;/STRONG&gt;.&amp;nbsp; According to PrivacyGuard my scores are as follows:&lt;/DIV&gt;&lt;DIV&gt;EQ - 607&lt;/DIV&gt;&lt;DIV&gt;EX - 621&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;I then decided to pull from myFICO &lt;STRONG&gt;today&lt;/STRONG&gt; and here are my scores:&lt;/DIV&gt;&lt;DIV&gt;EQ - 646&lt;/DIV&gt;&lt;DIV&gt;EX - 640&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;I've been working very hard to fix some bad credit mistakes from the past.&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;Why the differences?&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;Thanks a bunch!&lt;/DIV&gt;&lt;DIV&gt;&lt;img id="smileyindifferent" class="emoticon emoticon-smileyindifferent" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-indifferent.gif" alt="Smiley Indifferent" title="Smiley Indifferent" /&gt;&lt;/DIV&gt;</description>
      <pubDate>Fri, 11 May 2007 20:23:19 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Different-Scores-which-one-is-correct/m-p/7691#M2471</guid>
      <dc:creator>Datgirl</dc:creator>
      <dc:date>2007-05-11T20:23:19Z</dc:date>
    </item>
    <item>
      <title>Re: Different Scores - which one is correct???</title>
      <link>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Different-Scores-which-one-is-correct/m-p/7693#M2473</link>
      <description>&lt;DIV&gt;MyFICO&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;the other ones don't matter. &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/DIV&gt;</description>
      <pubDate>Fri, 11 May 2007 20:25:15 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Different-Scores-which-one-is-correct/m-p/7693#M2473</guid>
      <dc:creator>Tuscani</dc:creator>
      <dc:date>2007-05-11T20:25:15Z</dc:date>
    </item>
    <item>
      <title>Re: Different Scores - which one is correct???</title>
      <link>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Different-Scores-which-one-is-correct/m-p/7695#M2475</link>
      <description>&lt;DIV&gt;Where do mortgage lenders pull scores?&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;Thanks&lt;/DIV&gt;</description>
      <pubDate>Fri, 11 May 2007 20:26:11 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Different-Scores-which-one-is-correct/m-p/7695#M2475</guid>
      <dc:creator>Datgirl</dc:creator>
      <dc:date>2007-05-11T20:26:11Z</dc:date>
    </item>
    <item>
      <title>Re: Different Scores - which one is correct???</title>
      <link>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Different-Scores-which-one-is-correct/m-p/7696#M2476</link>
      <description>&lt;DIV&gt;99% of lenders use FICO.&lt;/DIV&gt;</description>
      <pubDate>Fri, 11 May 2007 20:29:44 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Different-Scores-which-one-is-correct/m-p/7696#M2476</guid>
      <dc:creator>Tuscani</dc:creator>
      <dc:date>2007-05-11T20:29:44Z</dc:date>
    </item>
    <item>
      <title>Re: Different Scores - which one is correct???</title>
      <link>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Different-Scores-which-one-is-correct/m-p/7700#M2478</link>
      <description>&lt;DIV&gt;&lt;/DIV&gt;&lt;DIV&gt;&lt;SPAN&gt;Tuscani,&lt;/SPAN&gt;&lt;/DIV&gt;&lt;DIV&gt;&lt;SPAN&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;I see why you're a Super Contributor!&amp;nbsp;&amp;nbsp; &lt;/SPAN&gt;&lt;/DIV&gt;&lt;DIV&gt;&lt;SPAN&gt;&lt;/SPAN&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;&lt;SPAN&gt;Thanks a bunch,&lt;/SPAN&gt;&lt;/DIV&gt;&lt;DIV&gt;&lt;SPAN&gt;&lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/SPAN&gt;&lt;/DIV&gt;</description>
      <pubDate>Fri, 11 May 2007 20:35:19 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Different-Scores-which-one-is-correct/m-p/7700#M2478</guid>
      <dc:creator>Datgirl</dc:creator>
      <dc:date>2007-05-11T20:35:19Z</dc:date>
    </item>
    <item>
      <title>Re: Different Scores - which one is correct???</title>
      <link>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Different-Scores-which-one-is-correct/m-p/7740#M2486</link>
      <description>&lt;DIV&gt;My pleasure!&lt;/DIV&gt;</description>
      <pubDate>Fri, 11 May 2007 22:14:56 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Different-Scores-which-one-is-correct/m-p/7740#M2486</guid>
      <dc:creator>Tuscani</dc:creator>
      <dc:date>2007-05-11T22:14:56Z</dc:date>
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