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    <title>topic Auto loan question in Understanding FICO® Scoring</title>
    <link>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Auto-loan-question/m-p/8165#M2651</link>
    <description>&lt;DIV&gt;I have an auto loan and refinanced it back in november, with the 1st lender it was reported as an auto loan but now with the 2nd lender it is reported as a secured loan. Does this have any impact at all or does it being an installment account the only thing that matters?.&lt;/DIV&gt;</description>
    <pubDate>Sun, 13 May 2007 23:52:48 GMT</pubDate>
    <dc:creator>Anonymous</dc:creator>
    <dc:date>2007-05-13T23:52:48Z</dc:date>
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      <title>Auto loan question</title>
      <link>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Auto-loan-question/m-p/8165#M2651</link>
      <description>&lt;DIV&gt;I have an auto loan and refinanced it back in november, with the 1st lender it was reported as an auto loan but now with the 2nd lender it is reported as a secured loan. Does this have any impact at all or does it being an installment account the only thing that matters?.&lt;/DIV&gt;</description>
      <pubDate>Sun, 13 May 2007 23:52:48 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Auto-loan-question/m-p/8165#M2651</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2007-05-13T23:52:48Z</dc:date>
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    <item>
      <title>Re: Auto loan question</title>
      <link>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Auto-loan-question/m-p/8170#M2655</link>
      <description>&lt;DIV&gt;&lt;/DIV&gt;&lt;DIV&gt;&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;DIV&gt;&lt;HR /&gt;dekrist wrote:&lt;BR /&gt;&lt;DIV&gt;I have an auto loan and refinanced it back in november, with the 1st lender it was reported as an auto loan but now with the 2nd lender it is reported as a secured loan. Does this have any impact at all or does it being an installment account the only thing that matters?.&lt;/DIV&gt;&lt;BR /&gt;&lt;HR /&gt;&lt;/DIV&gt;&lt;/BLOCKQUOTE&gt;I would have the 2nd lender update the TL to say Auto as not having it report as such will have an affect on your auto enhanced score.&lt;BR /&gt;&lt;DIV&gt;&lt;/DIV&gt;&lt;/DIV&gt;</description>
      <pubDate>Mon, 14 May 2007 00:16:59 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Auto-loan-question/m-p/8170#M2655</guid>
      <dc:creator>Tuscani</dc:creator>
      <dc:date>2007-05-14T00:16:59Z</dc:date>
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