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    <title>topic November looking good Can someone verify in Understanding FICO® Scoring</title>
    <link>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/November-looking-good-Can-someone-verify/m-p/362765#M28599</link>
    <description>&lt;P&gt;Hey all!!!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I had BK in 2001 discharged and come November All the listed baddies from the BK will or should drop off( except the actual BK). I am thinking this should help my FICO score a bit. In addition I just paid all my credit cards off. THey use to be at 80% Util. before I paid them off. That should also help my FICO score a bit...Just curious by all of you if you happen to know the approximate increase I might see. My current FICO on here is 558.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;THanks!!!&lt;/P&gt;</description>
    <pubDate>Thu, 16 Oct 2008 23:20:36 GMT</pubDate>
    <dc:creator>vollybal</dc:creator>
    <dc:date>2008-10-16T23:20:36Z</dc:date>
    <item>
      <title>November looking good Can someone verify</title>
      <link>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/November-looking-good-Can-someone-verify/m-p/362765#M28599</link>
      <description>&lt;P&gt;Hey all!!!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I had BK in 2001 discharged and come November All the listed baddies from the BK will or should drop off( except the actual BK). I am thinking this should help my FICO score a bit. In addition I just paid all my credit cards off. THey use to be at 80% Util. before I paid them off. That should also help my FICO score a bit...Just curious by all of you if you happen to know the approximate increase I might see. My current FICO on here is 558.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;THanks!!!&lt;/P&gt;</description>
      <pubDate>Thu, 16 Oct 2008 23:20:36 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/November-looking-good-Can-someone-verify/m-p/362765#M28599</guid>
      <dc:creator>vollybal</dc:creator>
      <dc:date>2008-10-16T23:20:36Z</dc:date>
    </item>
    <item>
      <title>Re: November looking good Can someone verify</title>
      <link>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/November-looking-good-Can-someone-verify/m-p/362772#M28600</link>
      <description>&lt;P&gt;I'm no expert--by any means--but I'm guessing around 80 pts. And really I'm guessing at that mostly for the utilization!&lt;/P&gt;</description>
      <pubDate>Thu, 16 Oct 2008 23:30:13 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/November-looking-good-Can-someone-verify/m-p/362772#M28600</guid>
      <dc:creator>GFer</dc:creator>
      <dc:date>2008-10-16T23:30:13Z</dc:date>
    </item>
    <item>
      <title>Re: November looking good Can someone verify</title>
      <link>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/November-looking-good-Can-someone-verify/m-p/362857#M28604</link>
      <description>No guess here, but I just wanted to say, please post your results when you get them!!</description>
      <pubDate>Fri, 17 Oct 2008 01:14:05 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/November-looking-good-Can-someone-verify/m-p/362857#M28604</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2008-10-17T01:14:05Z</dc:date>
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