https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Account-turning-one-with-zero-balance/m-p/364268#M28712 <P>Is it the only account you have that is less than 1yr? If that is so, you will probably gain points for not having anymore 'new' credit. Also, the inquiry will no longer count against you in points!</P><P>Not sure about points, but you could play with the simulator.</P><P>&nbsp;</P><P>Curious to see if and how many points you get, though!</P> Mon, 20 Oct 2008 01:40:53 GMT GFer 2008-10-20T01:40:53Z https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Account-turning-one-with-zero-balance/m-p/364223#M28707 <P>I am wondering if I will see&nbsp;an increase&nbsp;in my scores when one of my accounts turn one next month.&nbsp; The account has a zero balance and has been that way for a few months.&nbsp;</P><P>&nbsp;</P><P>If you think I will see an increase, how much should I expect?</P> Sun, 19 Oct 2008 23:44:52 GMT https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Account-turning-one-with-zero-balance/m-p/364223#M28707 BGMWPD320 2008-10-19T23:44:52Z https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Account-turning-one-with-zero-balance/m-p/364268#M28712 <P>Is it the only account you have that is less than 1yr? If that is so, you will probably gain points for not having anymore 'new' credit. Also, the inquiry will no longer count against you in points!</P><P>Not sure about points, but you could play with the simulator.</P><P>&nbsp;</P><P>Curious to see if and how many points you get, though!</P> Mon, 20 Oct 2008 01:40:53 GMT https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Account-turning-one-with-zero-balance/m-p/364268#M28712 GFer 2008-10-20T01:40:53Z